Orange County property record for 149 Spur St, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,651 sqft · built 2021 |
| Lot Size | 0.092 acres (4,021 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $20,367 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-343-63 |
| Primary APN | 125-343-63 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,651 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 4,021 sqft (0.092 acres) |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 149 SPUR ST |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 19108 BLK LOT 2 |
| Legal Subdivision | TRACT NO. 19108 AS SHOWN ON |
| Legal Tract | 19108 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 32066 |
149 Spur St is owned and occupied by two individuals who acquired it in May 2023.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 SPUR ST, LADERA RANCH, CA 92694-1614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2023 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Aug 30, 2021 | Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 24, 2023 |
| Transfer Doc | 0000133969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 7, 2023 |
| Property Address | 149 SPUR ST, MISSION VIEJO, CA 92694-1614 |
| Document Number | 0000133969 |
| Map Reference | MB 987 PG 48-50 |
| Instrument Date | May 24, 2023 |
| Instrument | 2023000133969 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 149 SPUR ST, RANCHO MISSION VIEJO, CA 92694-1614 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 30, 2021 |
| Property Address | 149 SPUR ST, MISSION VIEJO, CA 92694-1614 |
| Document Number | 0000543193 |
| Map Reference | MB 987 PG 48-50 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021000543193 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 149 SPUR ST, LADERA RANCH, CA 92694-1614 |
| Document Number | 0000543194 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021000543194 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 149 Spur St was $20,367 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,367,233 (+2%) Land $775,549 Building $591,684 | |
| 2025 | $20,367.00 Homeowner's exemption | $1,340,425 Land $760,342 Building $580,083 |
| 2023 | $20,037.00 (+1.72%) Homeowner's exemption | $1,288,376 Land $730,818 Building $557,558 |
| 2022 | $19,699.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 149 Spur St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Spur St is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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