York County and Saco City property record for 149 Smutty Ln, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,813 sqft · built 1950 |
| Lot Size | 3.39 acres (147,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,500 (Apr 2016) |
| Tax Bill | $4,638 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | G1243R |
| Primary APN | G1243R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,813 sqft Living Area |
| Gross Area | 2,612 sqft |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 396 sqft |
| Unfinished Basement | 396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 147,668 sqft (3.39 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | G1243R |
|---|---|
| Street Address | 149 SMUTTY LN |
| City | SACO |
| State | ME |
| Zip | 04072-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 27 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5100 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 SMUTTY LN, SACO, ME 04072-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA |
| Aug 30, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on File |
| Deed Sale | Apr 29, 2016 · Amount on File |
| Deed Document Number | 201615601 |
| Deed Book / Page | 17224 / 45 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Apr 14, 2026 |
| Property Address | 149 SMUTTY LN, SACO, ME 04072-9718 |
| Document Number | 0198820656 |
| Book / Page | 19882 / 656 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202612270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 149 SMUTTY LN, SACO, ME 04072-9718 |
| Document Number | 0000012270, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 19882/656 |
| Instrument | 202612270 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 149 SMUTTY LN, SACO, ME 04072-9718 |
| Document Number | 0180420429 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 149 SMUTTY LN SACO ME 040729718, SACO, ME 04072-9718 |
| Document Number | 0180420429 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 018042/000429 |
| Instrument | 38265 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,638.00 (+0.54%) | $326,600 (-0.52%) Land $155,600 Building $171,000 | |
| 2024 | $4,613.00 (+4.51%) | $328,300 (+36.34%) Land $155,600 Building $172,700 | $429,875 |
| 2022 | $4,414.00 | $240,800 Land $118,500 Building $122,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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