Eaton County property record for 149 S Main St, Eaton Rapids, MI 48827
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,515 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,018 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone AO (high risk) |
| APN | 30000060109700 |
| Primary APN | 30000060109700 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,515 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 100 ft deep x 16 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 149 S MAIN ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CBD |
| Legal Description | S 4 FEET OF LOT 9. N 12 FEET OF LOT 11. O. P. BLOCK 1. CITY OF EATON RAPIDS D.D.A |
| Legal Subdivision | EATON RAPIDS |
| Legal Block | 1 |
| Legal Lot Number | 9,11 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 21301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Island City Historic District listed 2012 · 104 contributing resources · NRIS 12000557 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
149 S Main St, a commercial property, is owned by an individual.
Source: Eaton County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 S MAIN ST, EATON RAPIDS, MI 48827-1229 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 149 S MAIN ST, EATON RAPIDS, MI 48827-1229 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 03163/1009 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 3163/1009 |
| Name | EATON COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | EATON RAPIDS, MI 48827 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 149 S Main St was $1,018.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,000 | $38,196 Land $8,171 Building $30,025 | |
| 2025 | $1,018.00 | ||
| 2023 | $17,900 | $35,800 | |
| 2022 | $958.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 149 S Main St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 149 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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