149 River Rock Ct, Santee, CA 92071 Property Records

San Diego County property record for 149 River Rock Ct, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,163 sqft · built 1998
Lot Size	4.89 acres (213,418 sqft)
Owner	Company Name on File
Last Sale	$360,000 (May 2004)
Tax Bill	$6,443 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`381-681-19-41`

Property Details

APN / Parcel Number

Primary APN	`381-681-19-41`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,163 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	213,418 sqft
View / Lot	River
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	149 RIVER ROCK CT
City	SANTEE
State	CA
Zip	92071-6940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LOT 109 US 96PER DOC96-547964&UND INT IN POR LOT 108&IN TR 013101
Legal Subdivision	SANTEE #89-06
Legal Tract	013101
Legal Block	1
Legal Lot Number	108,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16614

Owner

Source: San Diego County records · APN 381-681-19-41

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10509 IRONWOOD AVE, SANTEE, CA 92071-1202
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2004 · Amount on Record
Deed Sale	May 10, 2004 · Amount on Record
Prior Sale	Nov 07, 1997 · Amount on Record
Deed Document Number	2004422494
Last Transfer Date	Aug 31, 2009
Transfer Doc	0000692353
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	149 RIVER ROCK CT, SANTEE, CA 92071-6940
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10509 IRONWOOD AVE, SANTEE, CA 92071-1202

Mortgage

Document Number	0000334378
Date	Apr 30, 2021
Instrument	2021-0334378

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$522,055 (+2%) Land $304,532 Building $217,523
2025	$6,443.00 (+4.1%)	$511,819 (+4.04%) Land $298,561 Building $213,258
2023	$6,189.00 (+0.68%)	$491,946 Land $286,968 Building $204,978
2022	$6,147.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 632 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PADRE DAM MWD serves 93,980 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.