Smyth County property record for 149 Riley Dr, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,331 sqft · built 1997 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2026) |
| Tax Bill | $1,250 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54A-4-12 |
| Primary APN | 54A-4-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,331 sqft Living Area |
| Gross Area | 3,022 sqft |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Roof Type | Gable |
| Lot Area | 15,682 sqft (0.36 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 315 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 100100 |
|---|---|
| Street Address | 149 RILEY DR |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENBRIAR SD LOT 12 54A 4 12 |
| Legal Subdivision | GREENBRIAR SD |
| Legal Lot Number | 12 |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | NORTH FORK |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 30701 |
149 Riley Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Smyth County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 RILEY DR, CHILHOWIE, VA 24319-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL |
| Mar 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC COAST MORTGAGE |
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit EASTMAN CREDIT UNION |
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit EASTMAN CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Jan 31, 2013 · Amount on File |
| Deed Document Number | 20261615 |
| Deed Book / Page | 1113 / 7468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SMYTH VA |
| Recording Date | Jul 14, 2026 |
| Property Address | 149 RILEY DR, CHILHOWIE, VA 24319-9581 |
| Document Number | 0000001615 |
| Book / Page | 1113 / 7468 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20261615 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | RIDGE TITLE, BLUE RIDGE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,230.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 149 RILEY DR, CHILHOWIE, VA 24319-9581 |
| Document Number | 0000001616, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20261616 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 149 RILEY DR, CHILHOWIE, VA 24319-9581 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001113/707 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 1113/707 |
| Instrument | 260000435 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 149 RILEY DR, CHILHOWIE, VA 24319-9581 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001107/767 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 1107/767 |
| Instrument | 230002547 |
| Name | EASTMAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 15, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 149 RILEY DR, CHILHOWIE, VA 24319-9581 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001080/942 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 1080/942 |
| Instrument | 220000349 |
| Name | EASTMAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 9, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 149 Riley Dr was $1,250, up 16.9% from the year before.
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,250.00 (+16.93%) | $181,200 (-) Land $12,000 Building $169,200 | $181,200 (-) Land $12,000 Building $169,200 |
| 2025 | $1,069.00 | $181,200 Land $12,000 Building $169,200 | $181,200 Land $12,000 Building $169,200 |
| 2023 | $835.00 | $112,900 Land $10,000 Building $102,900 | $112,900 Land $10,000 Building $102,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 149 Riley Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 21 (1979–2025) |
| Claims Outside the SFHA | 3 of 21 |
| Most Recent Claim | Feb 2025 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Riley Dr is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SmythNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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