Osceola County property record for 149 Rachel Lin Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,319 sqft Heated Area |
| Lot Size | 19,646 sqft (0.451 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $347,000 (2021) |
| Tax Bill | $4,662.00 (2025) |
| Primary APN | 124503 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,319 sqft Heated Area |
| Gross Area | 3,448 sqft Gross Area |
| 1st Floor | 2,319 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stone Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,646 sqft (0.451 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 636 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 493 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 124503 |
|---|---|
| Street Address | 149 RACHEL LIN LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8265 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT 3 PB 16 PGS 82-84 LOT 164 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 2 |
| Legal Tract | 3016 |
| Legal Block | 1 |
| Legal Lot Number | 164 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
Source: Osceola County records · APN 124503
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 149 RACHEL LIN LN, SAINT CLOUD, FL 34771-8265 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage NP INC |
| Jun 19, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage DITECH FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2004 · Amount on Record |
| Deed Doc Number | 2021058859 |
| Deed Book / Page | 5938 / 1331 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 149 RACHEL LIN LN, SAINT CLOUD, FL 34771-8265 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 149 RACHEL LIN LN, SAINT CLOUD, FL 34771-8265 |
| Document Number | 0058750342 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5875/342 |
| Instrument | 2021009744 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 149 RACHEL LIN LN, SAINT CLOUD, FL 34771-8265 |
| Document Number | 0059381331 |
| Book / Page | 5938 / 1331 |
| Map Reference | MB 16 PG 82 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021058859 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,429.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1740 SE 43RD TER, 1740, OCALA, FL 34471-5635 |
| Name | Verified Name |
|---|---|
| Address | 149 RACHEL LIN LN, SAINT CLOUD, FL 34771-8265 |
| Document Number | 0059381332 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 5938/1332 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 149 RACHEL LIN LN, SAINT CLOUD, FL 34771-8265 |
| Document Number | 0053572564 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 149 RACHEL LIN LN ST CLOUD FL 347718265, ST CLOUD, FL 34771-8265 |
| Document Number | 0053572564 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 005357/002564 |
| Instrument | 99191 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,662.00 (+7.05%) Homeowner's exemption | $325,941 (+5.99%) | $438,100 (+5.24%) Land $75,000 Building $363,100 |
| 2023 | $4,355.00 (+5.78%) Homeowner's exemption | $307,531 (+4.77%) | $416,300 (+7.71%) Land $60,000 Building $356,300 |
| 2022 | $4,117.00 Homeowner's exemption | $293,526 | $386,500 Land $55,000 Building $331,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 407 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures