San Diego County property record for 149 Peppertree Ln, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,284 sqft · built 1978 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Company Name on Record |
| Last Sale | $422,000 (Apr 1999) |
| Tax Bill | $8,245 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-221-64-00 |
| Primary APN | 259-221-64-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 199 ft deep x 105 ft wide |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 2592212700 |
|---|---|
| Street Address | 149 PEPPERTREE LN |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | BLK 21 DOC78-415219 IN STS CLSD ADJ&IN SLY 199 FT OF TR 000326 |
| Legal Subdivision | COLONY/OLIVENHAIN |
| Legal Tract | 000326 |
| Legal Block | 21 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 17111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 149 PEPPERTREE LN, ENCINITAS, CA 92024-6400 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 1999 · Amount on Record |
| Deed Sale | Apr 27, 1999 · Amount on Record |
| Prior Sale | Aug 16, 1988 · Amount on Record |
| Deed Document Number | 1999281686 |
| Last Transfer Date | Mar 13, 2013 |
| Transfer Doc | 0000173394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 149 PEPPERTREE LN, ENCINITAS, CA 92024-6400 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 149 PEPPERTREE LN, ENCINITAS, CA 92024-6400 |
| Document Number | 0000287470 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-0287470 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 149 PEPPERTREE LN, ENCINITAS, CA 92024-6400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TSI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005545 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 2017-0005545 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $778,191 (+2%) Land $382,472 Building $395,719 | |
| 2025 | $8,245.00 (+6.13%) Homeowner's exemption | $762,933 (+4.04%) Land $374,973 Building $387,960 |
| 2023 | $7,769.00 (+2.04%) Homeowner's exemption | $733,309 Land $360,413 Building $372,896 |
| 2022 | $7,614.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Race Communications.
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