Montgomery County property record for 149 Payne Rd, Montgomery, AL 36116
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 5,899 sqft · built 1990 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Nov 2019) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-08-33-0-000-002.013 |
| Primary APN | 09-08-33-0-000-002.013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,899 sqft Living Area |
| 1st Floor Area | 4,010 sqft |
| Upper Floors Area | 1,889 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 243,936 sqft (5.6 acres) |
| Garage Area | 672 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 388 sqft |
| Utility Building | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 221757 |
|---|---|
| Street Address | 149 PAYNE RD |
| City | MONTGOMERY |
| State | AL |
| Zip | 36116-6602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0908330000002013 |
| Legal Range | 19E |
| Legal Township | 16N |
| Legal Section | 33 |
| Legal Subdivision | PRAIRIE CHASE SUB 2 CORR |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | PIKE ROAD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5612 |
149 Payne Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Montgomery County records, as of October 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 PAYNE RD, MONTGOMERY, AL 36116-6602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Nov 22, 2019 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on File |
| Deed Sale | Nov 22, 2019 · Amount on File |
| Prior Sale | Dec 5, 2003 · Amount on File |
| Deed Book / Page | 5313 / 521 |
| Prior Transfer Date | Feb 22, 2010 |
| Prior Transfer Doc | 0039990939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 149 PAYNE RD, MONTGOMERY, AL 36116-6602 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055190834 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 5519/834 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Nov 22, 2019 |
| Property Address | 149 PAYNE RD, MONTGOMERY, AL 36116-6602 |
| Document Number | 0053130521 |
| Book / Page | 5313 / 0521 |
| Map Reference | MB 34 PG 81 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 PAYNE RD, 149, MONTGOMERY, AL 36116-6602 |
| Name | Verified Name |
|---|---|
| Address | 15 ASHCROFT DR, FREDERICKSBURG, VA 22405-5781 |
| Document Number | 0005313523 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 5313/523 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption | $72,660 Land $17,800 Building $54,860 | $726,600 Land $178,000 Building $548,600 |
| 2023 | Disabled Person's exemption | $71,110 Land $17,800 Building $53,310 | $711,100 Land $178,000 Building $533,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 149 Payne Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Payne Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FSI EVERGREEN ESTATES PROPERTY, LLC private · serves 1,449 people · EPA ID AL0001791 |
|---|---|
| Water Source | Purchased surface water from CITY OF MONTGOMERY, THE WW&SSB OF THE |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: C Spire Wireless.
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