149 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 149 Pacific Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,803 sqft · built 1997
Lot Size	0.116 acres (5,057 sqft)
Owner	2 Company Names on Record
Tax Bill	$16,212 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-123-011`

Property Details

APN / Parcel Number

Primary APN	`064-123-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	5,057 sqft (0.116 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	149 PACIFIC AVE
City	CAYUCOS
State	CA
Zip	93430-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PR BCH SUB 1 BL 3 LT 9
Legal Subdivision	PR BCH SUB
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1026
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	149 PACIFIC AVE, CAYUCOS, CA 93430-1639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Grant Deed, Transfer · Line of Credit OAKTREE FUNDING CORPORATION
Jul 16, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE-FRESNO, FIDELITY NAT'L TITLE-FRESNO
Jun 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2010
Deed Sale	Jan 7, 2010
Prior Sale	Jun 23, 2008 · Amount on Record
Deed Document Number	2010604
Last Transfer Date	Jun 23, 2026
Transfer Doc	0000020826
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 2, 2026
Property Address	149 PACIFIC AVE, CAYUCOS, CA 93430-1639
Document Number	0000020826
Instrument Date	Jun 23, 2026
Instrument	202620826
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	149 PACIFIC AVE, CAYUCOS, CA 93430-1639

Mortgage

Document Number	0000020827,
Date	Jul 2, 2026
Instrument	202620827

Lender

Name	OAKTREE FUNDING CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 16, 2020
Property Address	149 PACIFIC AVE, CAYUCOS, CA 93430-1639
Document Number	0000035926
Instrument Date	Jul 15, 2020
Instrument	35926
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	FIDELITY NATIONAL TITLE-FRESNO, FIDELITY NAT'L TITLE-FRESNO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7090 N MARKS AVE #104 FRESNO CA 937110270, 104, FRESNO, CA 93711-0270

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 12, 2020
Property Address	149 PACIFIC AVE, CAYUCOS, CA 93430-1639
Document Number	0000029005
Instrument Date	Jun 12, 2020
Instrument	29005
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7090 N MARKS AVE #104 FRESNO CA 937110270, 104, FRESNO, CA 93711-0270

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,212.00 (+1.89%)	$1,555,435 (+4.04%) Land $903,573 Building $651,862
2023	$15,912.00 (+1.71%)	$1,495,037 Land $868,487 Building $626,550
2022	$15,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Pacific Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures