Madison County property record for 149 Neeley St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,332 sqft |
| Lot Size | 0.579 acres (25,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,000 (Oct 2026) |
| Tax Bill | $1,056 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B11A-0003-0009 |
| Primary APN | B11A-0003-0009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,332 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 25,238 sqft (0.579 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Account Number | 66686 |
|---|---|
| Street Address | 149 NEELEY ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHRISTMAS RIDGE LOT 30-31 BLK B |
| Legal Subdivision | CHRISTMAS |
| Legal Block | B |
| Legal Lot Number | 30-31 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11303 |
149 Neeley St is owned and occupied by two individuals who bought it in October 2026.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 NEELEY ST, BEREA, KY 40403-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Jan 22, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2026 · Amount on File |
| Deed Sale | Oct 6, 2026 · Amount on File |
| Prior Sale | Jan 22, 2020 · Amount on File |
| Deed Document Number | 202614381206 |
| Deed Book / Page | 889 / 230 |
| Prior Transfer Date | Nov 15, 2010 |
| Prior Transfer Doc | D662/722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 6, 2026 |
| Property Address | 149 NEELEY ST, BEREA, KY 40403-1900 |
| Document Number | 0014381206 |
| Book / Page | 889 / 230 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202614381206 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,473.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 149 NEELEY ST, BEREA, KY 40403-1900 |
| Document Number | 0014381206, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 2506/699 |
| Instrument | 202614381206 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 22, 2020 |
| Property Address | 149 NEELEY ST, BEREA, KY 40403-1900 |
| Document Number | D00783/455 |
| Book / Page | D00783 / 455 |
| Map Reference | CAB 27 SL 171 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 2014005724 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5668 SCAFFOLD CANE RD, 5668, MOUNT VERNON, KY 40456-7192 |
| Name | Verified Name |
|---|---|
| Address | 149 NEELEY ST, BEREA, KY 40403-1900 |
| Document Number | 2014005725 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2014005725 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 149 Neeley St was $1,056.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 | $112,000 | $112,000 |
| 2023 | $824.00 | $85,000 | $85,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 149 Neeley St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Neeley St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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