Baldwin County property record for 149 Montclair Loop, Daphne, AL 36526 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,478 sqft · built 1981 |
| Lot Size | 0.169 acres (7,383 sqft) |
| Owner | Company Name on File |
| Last Sale | $247,000 (Mar 2026) |
| Tax Bill | $849 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Mar 2026 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-02-04-0-011-028 |
| Primary APN | 43-02-04-0-011-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,478 sqft Heated Area |
| 1st Floor Area | 739 sqft |
| Upper Floors Area | 739 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,383 sqft (0.169 acres) |
| Lot Dimensions | 69 ft deep x 107 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 255901 |
|---|---|
| Street Address | 149 MONTCLAIR LOOP |
| City | DAPHNE |
| State | AL |
| Zip | 36526-8151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 107' X 69' LOT 87 LAKE FOREST SUB UNIT 11 MPBK7 PG113 CITY OF DAPHNE SEC 4-T5S-R2E (WD) |
| Legal Subdivision | LAKE FOREST, |
| Legal Block | U-11 |
| Legal Lot Number | 87 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10704 |
Source: Baldwin County records · APN 43-02-04-0-011-028
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11385 AL HIGHWAY 87, TROY, AL 36079-3822 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 06, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 17, 2026 | Warranty Deed, Transfer · Line of Credit AMERIFIRST BANK |
| Nov 07, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Nov 13, 2020 · Amount on Record |
| Deed Document Number | 20262241705 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 149 MONTCLAIR LOOP, DAPHNE, AL 36526-8151 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002122067 |
|---|---|
| Date | May 06, 2024 |
| Instrument | 2122067 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 17, 2026 |
| Property Address | 149 MONTCLAIR LOOP, DAPHNE, AL 36526-8151 |
| Document Number | 0002241705 |
| Map Reference | MB 7 PG 113 |
| Instrument Date | Mar 06, 2026 |
| Instrument | 2241705 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | WATERFRONT CLOSING & TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 MONTRELAN LOOP, DAPHNE, AL 36526 |
| Name | Verified Name |
|---|---|
| Address | 11385 AL HIGHWAY 87, TROY, AL 36079-3822 |
| Document Number | 0002241706 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2241706 |
| Name | AMERIFIRST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 06, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 149 MONTCLAIR LOOP, DAPHNE, AL 36526-8151 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001665153 |
|---|---|
| Date | Nov 07, 2017 |
| Instrument | 1665153 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | DAPHNE, AL 36526 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 13, 2020 |
| Property Address | 149 MONTCLAIR LOOP, DAPHNE, AL 36526-8151 |
| Document Number | 0001870538 |
| Map Reference | MN 7 PG 113 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 1870538 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 CARRIER ST, 186, PORT BARRE, LA 70577-5498 |
| Name | Verified Name |
|---|---|
| Address | 149 MONTCLAIR LOOP, DAPHNE, AL 36526-8151 |
| Document Number | 0001870539 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 1870539 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2023 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8% |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $849.00 (+40.33%) | $19,440 (+37.48%) Land $1,620 Building $17,820 | $194,300 (+37.51%) Land $16,100 Building $178,200 |
| 2023 | $605.00 (+17.93%) Homeowner's exemption | $14,140 (+8.94%) | $141,300 (+8.94%) Land $16,800 Building $124,500 |
| 2022 | $513.00 (-48.9%) Homeowner's exemption | $12,980 | $129,700 Land $16,500 Building $113,200 |
| 2021 | $1,004.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030107042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2005–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2018, rainfall accumulation |
| Wildfire Risk | Moderate above 59% of the US · above 75% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 592 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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