149 Minerva Ct, Kearneysville, WV 25430 Property Records

Jefferson County property record for 149 Minerva Ct, Kearneysville, WV 25430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2017
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Dec 2016)
Tax Bill	$1,950 (2026)
Deeds & Mortgages	Sep 2025 Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-5-0010.0009`

Property Details

APN / Parcel Number

Primary APN	`07-5-0010.0009`
Alternative APN	`19-07-5-0010.0009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	90,605 sqft (2.08 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	149 MINERVA CT
City	KEARNEYSVILLE
State	WV
Zip	25430-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B (2.08 AC) AQUILERA
Legal Subdivision	MINOR SUBDIVISION
Legal Lot Number	B
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	1
Census Block	1009
Census Tract	972300

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 MINERVA CT, KEARNEYSVILLE, WV 25430-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF CHARLES TOWN
May 23, 2023	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF CHARLES TOWN
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CHARLES TOWN
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF CHARLES TOWN
Apr 13, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF CHARLESTOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on Record
Deed Sale	Dec 16, 2016 · Amount on Record
Deed Document Number	201643015
Deed Book / Page	1183 / 485
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	149 MINERVA CT, KEARNEYSVILLE, WV 25430-1110
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 57, KEARNEYSVILLE, WV 25430-0057

Mortgage

Document Number	002635/570
Date	Sep 26, 2025
Book Page	2635/570
Instrument	202500012348

Lender

Name	BANK OF CHARLES TOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2035

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	149 MINERVA CT, KEARNEYSVILLE, WV 25430-1110
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 57, KEARNEYSVILLE, WV 25430-0057

Mortgage

Document Number	002506/103
Date	May 23, 2023
Book Page	2506/103
Instrument	202300005686

Lender

Name	BANK OF CHARLES TOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 22, 2033

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	149 MINERVA CT, KEARNEYSVILLE, WV 25430-1110
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 57, KEARNEYSVILLE, WV 25430-0057

Mortgage

Document Number	2429/415
Date	Nov 30, 2021
Book Page	2429/415
Instrument	202100020120

Lender

Name	BANK OF CHARLES TOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	149 MINERVA CT, KEARNEYSVILLE, WV 25430-1110
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 146, KEARNEYSVILLE, WV 25430-0146

Mortgage

Document Number	2360/626
Date	Mar 22, 2021
Book Page	2360/626
Instrument	202100004941

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	149 MINERVA CT, KEARNEYSVILLE, WV 25430-1110
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 57, KEARNEYSVILLE, WV 25430-0057

Mortgage

Document Number	2386/523
Date	Jun 22, 2021
Book Page	2386/523
Instrument	202100010635

Lender

Name	BANK OF CHARLES TOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	149 MINERVA CT, KEARNEYSVILLE, WV 25430-1110
Document Number	0000004446
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	149 MINERVA CT KEARNEYSVILLE WV 254301110, KEARNEYSVILLE, WV 25430-1110

Mortgage

Document Number	0000004446
Date	Apr 17, 2020
Book Page	002276/000689
Instrument	4446

Lender

Name	BANK OF CHARLESTOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,950.00 (+4.45%)	$169,100 (+5.23%) Land $53,500 Building $115,600	$281,833 (+5.24%) Land $89,167 Building $192,667
2025	$1,867.00 (+6.87%)	$160,700 (+7.42%) Land $44,100 Building $116,600	$267,800 (+7.42%) Land $73,500 Building $194,300
2023	$1,747.00	$149,600 Land $48,400 Building $101,200	$249,300 Land $80,600 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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