149 Middlecrest Rd, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 149 Middlecrest Rd, Lake Oswego, OR 97034

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,177 sqft · built 1941
Lot Size0.199 acres (8,699 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Mar 2016)
Tax Bill$19,416 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21E10AD09900

Property Details

APN / Parcel Number

Primary APN21E10AD09900
Alternative APN
  • 00257117

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area4,177 sqft Living Area
1st Floor Area1,076 sqft
2nd Floor Area150 sqft
Attic Area150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,699 sqft
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00257117
Street Address149 MIDDLECREST RD
CityLAKE OSWEGO
StateOR
Zip97034-3839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description507 LAKEWOOD #1 LT 46 E 1/2 LT 47
Legal Range01E
Legal Township02S
Legal Section10
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionLAKEWOOD
Legal Lot Number46-47
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2021
Census Tract20201

Owner

149 Middlecrest Rd is owned and occupied by an individual who bought it in March 2016.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Mailing Address149 MIDDLECREST RD, LAKE OSWEGO, OR 97034-3839
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 29, 2020Deed of Trust, Mortgage · ARM
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2016 · Amount on File
Deed SaleMar 8, 2016 · Amount on File
Deed Document Number2016-015822
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address149 MIDDLECREST RD, LAKE OSWEGO, OR 97034-3839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063945
DateSep 19, 2017
Instrument2017-063945
Lender
NameUS BANK NA
TypeBank
AddressPORTLAND, OR 97204
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 3, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address149 MIDDLECREST RD, LAKE OSWEGO, OR 97034-3839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030778
DateApr 29, 2020
Instrument2020-030778
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 149 Middlecrest Rd was $19,416.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,416.00$1,013,292$2,301,304 Land $659,754 Building $1,641,550
2023$18,344.00$955,126$2,139,823 Land $604,283 Building $1,535,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 Middlecrest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 individual policies
Nearby Flood Policies79 units insured
incl. 60 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 149 Middlecrest Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink, Verizon.

Nearby Properties on Middlecrest Rd

Nearby Streets

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