Passaic County and Clifton City property record for 149 McCosh Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,683 sqft · built 1925 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $433,000 (Feb 2004) |
| Tax Bill | $13,147 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00074-03-00024 |
| Primary APN | 02-00074-03-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,683 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200074300024 |
|---|---|
| Street Address | 149 MCCOSH RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A1 |
| Legal Block | 74.3 |
| Legal Lot Number | 24 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 124312 |
149 McCosh Rd is owned and occupied by an individual who bought it in February 2004.
Source: Passaic County and Clifton City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 149 MCCOSH RD, MONTCLAIR, NJ 07043-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2004 · Amount on File |
| Deed Sale | Feb 2, 2004 · Amount on File |
| Prior Sale | Apr 18, 1997 · Amount on File |
| Deed Book / Page | 732 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 149 MCCOSH RD, MONTCLAIR, NJ 07043-2123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000012421 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | M16858/223 |
| Instrument | 2021012421 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 149 McCosh Rd was $13,147, up 3.3% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,500 (-) Land $116,900 Building $97,600 | $214,500 (-) Land $116,900 Building $97,600 | |
| 2025 | $13,147.00 (+3.25%) | $214,500 Land $116,900 Building $97,600 | $214,500 Land $116,900 Building $97,600 |
| 2024 | $12,733.00 | ||
| 2023 | $214,500 Land $116,900 Building $97,600 | $214,500 Land $116,900 Building $97,600 | |
| 2022 | $12,247.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 149 McCosh Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 34 (1979–2021) |
| Claims Outside the SFHA | 10 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 McCosh Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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