149 Marshall Creek Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 149 Marshall Creek Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,051 sqft · built 2024
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,892,400 (Sep 2024)
Tax Bill	$33,043 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2023 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072077-0130`

Property Details

APN / Parcel Number

Primary APN	`072077-0130`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	28 Plumbing Fixtures
Stories	1 Story
Building Area	5,051 sqft Living Area
Gross Area	7,363 sqft
1st Floor Area	5,051 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	1,124 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	149 MARSHALL CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	43/61-64 MARSHALL CREEK DRI UNIT EV-3 LOT 13 OR6026/271
Legal Range	29E
Legal Township	05S
Legal Section	55
Legal Subdivision	MARSHALL CREEK DRI UNIT EV-3
Legal Block	4
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4040
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 2, 2023	Deed of Trust, Mortgage · Construction Mortgage CENTER STREET LENDING CORP
Sep 25, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
Sep 19, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage COASTLINE FCU
May 27, 2020	Warranty Deed, Transfer MARSH LANDING TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	202475695
Deed Book / Page	6026 / 271
Prior Transfer Date	Oct 22, 2003
Prior Transfer Doc	0000081719
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	149 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 17TH ST, SAINT AUGUSTINE, FL 32084-1502

Mortgage

Document Number	0056640696
Date	Nov 14, 2022
Book Page	5664/696
Instrument	2022104570

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	PONTE VEDRA BEACH, FL 32082

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2037

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	149 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837

Mortgage

Document Number	0058511044
Date	Nov 2, 2023
Book Page	5851/1044
Instrument	2023086509

Lender

Name	CENTER STREET LENDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 25, 2024
Property Address	149 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401
Document Number	0060260271
Book / Page	6026 / 271
Map Reference	MB 43 PG 61-64
Instrument Date	Sep 12, 2024
Instrument	2024075695
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,246.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401

Mortgage

Document Number	2024075696
Date	Sep 25, 2024
Instrument	2024075696

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 19, 2023
Property Address	149 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401
Document Number	0058271170
Book / Page	5827 / 1170
Map Reference	MB 43 PG 61
Instrument Date	Sep 19, 2023
Instrument	2023074002
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1959 STATE ROAD 16, SAINT AUGUSTINE, FL 32084-0811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	149 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047630110
Date	Jul 22, 2019
Book Page	4763/0110
Instrument	2019052540

Lender

Name	COASTLINE FCU
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 27, 2020
Property Address	149 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401
Document Number	0049500071
Book / Page	004950 / 000071
Instrument Date	May 21, 2020
Instrument	40201
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	MARSH LANDING TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 17TH ST ST AUGUSTINE FL 320841502, ST AUGUSTINE, FL 32084-1502

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,969,223 (-9.49%) Land $400,000 Building $1,569,223	$1,969,223 (-9.49%) Land $400,000 Building $1,569,223
2025	$33,043.00 (+287.28%) Homeowner's exemption	$2,175,633 (+480.17%)	$2,175,633 (+480.17%) Land $375,000 Building $1,800,633
2024	$8,532.00 (+22.69%)	$375,000 (+25%)	$375,000 (+25%) Land $375,000
2023	$6,954.00 (+3.42%)	$300,000 (+7.14%)	$300,000 (+7.14%) Land $300,000
2022	$6,724.00	$280,000	$280,000 Land $280,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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