149 Lk Roy Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 149 Lk Roy Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,110 sqft · built 1954
Lot Size	0.715 acres (31,132 sqft)
Owner	Trust Name on File
Last Sale	$285,000 (Nov 2007)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-660000-000140`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-660000-000140`
Alternative APNs	`342826660000000140` `42826000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,110 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	2,280 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	31,132 sqft (0.715 acres)
Lot Dimensions	251 ft deep x 122 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	972 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	180 sqft
Patio Area	294 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	149 LAKE ROY DR
City	WINTER HAVEN
State	FL
Zip	33884-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOT 14 & S1/2 OF 13
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS LAKE ROY UNIT
Legal Tract	660000
Legal Block	2
Legal Lot Number	14
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2036
Census Tract	14005

Owner

149 Lk Roy Dr is held in a trust since April 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	361 ESCAMBIA DR, WINTER HAVEN, FL 33884-1588
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2007 · Amount on File
Deed Sale	Nov 15, 2007 · Amount on File
Deed Document Number	2007231123
Deed Book / Page	7480 / 1801
Last Transfer Date	Apr 17, 2017
Transfer Doc	0101260555
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 24, 2017
Property Address	149 LAKE ROY DR, WINTER HAVEN, FL 33884-1939
Document Number	0101260555
Book / Page	010126 / 000555
Instrument Date	Apr 17, 2017
Instrument	76803
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	361 ESCAMBIA DR WINTER HAVEN FL 338841588, WINTER HAVEN, FL 33884-1588

Tax Assessment & Valuation

The 2025 property tax bill for 149 Lk Roy Dr was $4,436, down 15.4% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$905,350 (+170.49%) Land $218,916 Building $686,434	$905,350 (+170.49%) Land $218,916 Building $686,434
2025	$4,436.00 (-15.36%)	$334,708 Land $218,916 Building $115,792	$334,708 Land $218,916 Building $115,792
2024	$5,241.00 (-16.01%)
2023	$6,240.00 (+3.53%)	$462,815 (-1.44%) Land $212,986 Building $249,829	$462,815 (-1.44%) Land $212,986 Building $249,829
2022	$6,027.00	$469,599 Land $181,245 Building $288,354	$469,599 Land $181,245 Building $288,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 Lk Roy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Lk Roy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20