149 Lippitt Development Rd, Cooperstown, NY 13326 Property Records

Otsego County and Middlefield Town property record for 149 Lippitt Development Rd, Cooperstown, NY 13326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1994
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2023)
Tax Bill	$4,304 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363889 70.11-1-56.00`

Property Details

APN / Parcel Number

Primary APN	`363889 70.11-1-56.00`
Alternative APNs	`388907001100010560000000` `248879`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	200 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	462 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	248879
Street Address	149 LIPPITT DEVELOPMENT RD
City	COOPERSTOWN
State	NY
Zip	13326-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	998HYDE BAY DEV 0 200
Legal Block	1
Legal Lot Number	56.000
Jurisdiction	OTSEGO NY
Township / Civil Division	MIDDLEFIELD
Census Block Group	1
Census Block	1042
Census Tract	590102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glimmerglass Historic District listed 1999 · 1,475 contributing resources · NRIS 99001136

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

149 Lippitt Development Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Otsego County and Middlefield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	149 LIPPITT DEVELOPMENT RD, COOPERSTOWN, NY 13326-4232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed, Transfer · Stand-Alone First Mortgage HERITAGE FINANCIAL CREDIT UNION
Sep 27, 2019	Warranty Deed, Transfer · Conventional with PMI HUDSON VLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	20232023-3699
Prior Transfer Date	Sep 8, 2023
Prior Transfer Doc	0000000699
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 12, 2023
Property Address	149 LIPPITT DEVELOPMENT RD, COOPERSTOWN, NY 13326-4232
Document Number	0000000699
Instrument Date	Sep 8, 2023
Instrument	2023-3699
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	149 LIPPITT DEVELOPMENT RD, COOPERSTOWN, NY 13326-4232

Mortgage

Document Number	0000000700
Date	Sep 12, 2023
Instrument	2023-3700

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Oct 1, 2030
Max Rate At Change	2%
Index	Other
Margin	2

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 27, 2019
Property Address	149 LIPPITT DEVELOPMENT RD, COOPERSTOWN, NY 13326-4232
Document Number	0000004384
Instrument Date	Sep 16, 2019
Instrument	4384
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 MT ORANGE RD MIDDLETOWN NY 109408474, MIDDLETOWN, NY 10940-8474

Mortgage

Document Number	4385
Date	Sep 27, 2019
Instrument	4385

Lender

Name	HUDSON VLY FCU
Address	POUGHKEEPSIE, NY 12602

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 149 Lippitt Development Rd was $4,304, up 1% from the year before.

Source: Otsego County and Middlefield Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Middlefield Town
Unified School District	Cooperstown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,304.00 (+1.01%)
2025	$4,261.00	$151,400 Land $26,000 Building $125,400	$315,417 Land $54,167 Building $261,250
2023		$151,400 (-) Land $26,000 Building $125,400	$259,691 (+8.06%) Land $44,597 Building $215,094
2022		$151,400 Land $26,000 Building $125,400	$240,317 Land $41,270 Building $199,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 149 Lippitt Development Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Lippitt Development Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000

May also be available: Verizon.

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