Madison County property record for 149 Lake Ridge Dr, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 3,305 sqft · built 2020 |
| Lot Size | 0.593 acres (25,850 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081A-11-002/64 |
| Primary APN | 081A-11-002/64 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,305 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,732 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 25,850 sqft (0.593 acres) |
| Account Number | 20244 |
|---|---|
| Street Address | 149 LAKE RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-8210 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD |
| Legal Description | LOT 188 LAKE CAROLINE PHASE I |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 11 |
| Legal Subdivision | LAKE CAROLINE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 188 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 30402 |
Source: Madison County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 149 LAKE RIDGE DR, MADISON, MS 39110-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jun 16, 2021 | Warranty Deed, Transfer |
| Aug 3, 2020 | Warranty Deed, Subdivision Related Transfer BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 |
| Deed Sale | Oct 28, 2021 |
| Prior Sale | Oct 28, 2021 |
| Deed Document Number | 2021942968 |
| Deed Book / Page | 4124 / 764 |
| Prior Transfer Date | Aug 9, 2021 |
| Prior Transfer Doc | 0000942963 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 30, 2023 |
| Property Address | 149 LAKE RIDGE DR, MADISON, MS 39110-8210 |
| Document Number | 004345/805 |
| Book / Page | 4345 / 805 |
| Map Reference | CAB C SL 47-50 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 984746 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 CORNERSTONE DR, MADISON, MS 39110-1102 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 149 LAKE RIDGE DR, MADISON, MS 39110-8210 |
| Document Number | 0000984747 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 984747 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jul 5, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 10.3% |
| Index | 1-Year T-Bill |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 16, 2021 |
| Property Address | 149 LAKE RIDGE DR, MADISON, MS 39110-8210 |
| Document Number | 004054/712 |
| Book / Page | 4054 / 712 |
| Map Reference | CAB C SL 47-50 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 928930 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 OAKMONT TRL, 301, RIDGELAND, MS 39157-8718 |
| Name | Verified Name |
|---|---|
| Address | 149 LAKE RIDGE DR, MADISON, MS 39110-8210 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 3, 2020 |
| Property Address | 149 LAKE RIDGE DR, MADISON, MS 39110-8210 |
| Document Number | 0000897965 |
| Book / Page | 003891 / 000704 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 897965 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 149 LAKE RIDGE DR MADISON MS 39110, MADISON, MS 39110 |
| Document Number | 897966 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 003891/000707 |
| Instrument | 897966 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,095.00 Homeowner's exemption | $32,065 (-) | $320,650 (-) Land $50,000 Building $270,650 |
| 2024 | $3,095.00 (+0.78%) | ||
| 2023 | $3,071.00 Homeowner's exemption | $32,065 (-) | $320,650 (-) Land $50,000 Building $270,650 |
| 2022 | $3,071.00 Homeowner's exemption | $32,065 | $320,650 Land $50,000 Building $270,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANTON serves 16,785 people · EPA ID MS0450006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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