149 Krum Rd, #151, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 149 Krum Rd, #151, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,104 sqft · built 1978
Lot Size	7.6 acres (331,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,137 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108170.200`

Property Details

APN / Parcel Number

Primary APN	`108170.200`
Alternative APNs	`440006800300030270000000` `514400 68.3-3-27.110`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	331,056 sqft (7.6 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	108170.200
Street Address	149 KRUM RD, 151
City	KERHONKSON
State	NY
Zip	12446-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR3
Legal Block	3
Legal Lot Number	27.110
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2019
Census Tract	955002

Owner

149 Krum Rd, #151 is owned and occupied by two individuals who acquired it in May 2025.

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	151 KRUM RD, KERHONKSON, NY 12446-2442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit ULSTER SAVINGS BANK
Feb 1, 2022	Deed, Transfer · ARM ULSTER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2025
Transfer Doc	0000006622
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	149-151 KRUM RD, KERHONKSON, NY 12446
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002269
Date	Feb 4, 2021
Book Page	12309/280
Instrument	2021-2269

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 1, 2022
Property Address	149-151 KRUM RD, KERHONKSON, NY 12446
Document Number	0000002048
Book / Page	7001 / 106
Instrument Date	Dec 20, 2021
Instrument	2022-2048
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 KRUM RD, KERHONKSON, NY 12446-2442

Mortgage

Document Number	0000002049
Date	Feb 1, 2022
Book Page	12723/307
Instrument	2022-2049

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2030
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 149 Krum Rd, #151 was $10,137 with exemptions applied.

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,137.00	$387,300 Land $72,500 Building $314,800	$730,755 Land $136,793 Building $593,962
2023		$387,300 (-) Land $72,500 Building $314,800	$614,762 (+14.29%) Land $115,079 Building $499,683
2022		$387,300 Land $72,500 Building $314,800	$537,917 Land $100,695 Building $437,222
2021	$1,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 Krum Rd, #151 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Krum Rd, #151 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 98.7% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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