149 Kerwin Ave, Oakland, CA 94603 Property Records

Alameda County property record for 149 Kerwin Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 1943
Lot Size	0.093 acres (4,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Aug 2023)
Tax Bill	$8,341 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-5317-6`

Property Details

APN / Parcel Number

Primary APN	`45-5317-6`
Alternative APN	`045-5317-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,425 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,056 sqft (0.093 acres)

Location & Zoning

Street Address	149 KERWIN AVE
City	OAKLAND
State	CA
Zip	94603-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00157 BLK: TR: 0656
Legal Subdivision	TRACT 656 FILED DECEMBER 31 1942
Legal Tract	0656
Legal Lot Number	155
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2013
Census Tract	409100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 KERWIN AVE, OAKLAND, CA 94603-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Grant Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC
Jan 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	May 14, 2010 · Amount on Record
Deed Document Number	202398493
Prior Transfer Date	May 10, 2010
Prior Transfer Doc	0000140549
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 29, 2023
Property Address	149 KERWIN AVE, OAKLAND, CA 94603-2041
Document Number	0000098493
Map Reference	MB 8 PG 44
Instrument Date	Aug 23, 2023
Instrument	2023098493
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,889.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 KERWIN AVE, OAKLAND, CA 94603-2041

Mortgage

Document Number	0000098494
Date	Aug 29, 2023
Instrument	2023098494

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	149 KERWIN AVE, OAKLAND, CA 94603-2041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007444
Date	Jan 16, 2019
Instrument	2019007444

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	149 KERWIN AVE, OAKLAND, CA 94603-2041
Document Number	0000151503
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	149 KERWIN AVE OAKLAND CA 946032041, OAKLAND, CA 94603-2041
Investor	Possibly a Property Investor

Mortgage

Document Number	0000151503
Date	Jul 12, 2017
Instrument	151503

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,795 (+2%) Land $152,938 Building $356,857
2025	$8,341.00 (+71.98%)	$499,800 (+117.76%) Land $149,940 Building $349,860
2023	$4,850.00 (+3.88%) Homeowner's exemption	$229,514 (+2%) Land $68,854 Building $160,660	$430,650
2022	$4,669.00 Homeowner's exemption	$225,014 Land $67,504 Building $157,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

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