Butler County property record for 149 Gerner Rd, Cabot, PA 16023
| Property Type | Mobile Home |
|---|---|
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $594 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 320 1F11 5B0000 |
| Primary APN | 320 1F11 5B0000 |
|---|
| Architectural Style | Mobile Home |
|---|---|
| Construction Type | Log |
| Lot Area | 77,101 sqft (1.77 acres) |
| Garage Area | 1,120 sqft |
| Street Address | 149 GERNER RD |
|---|---|
| City | CABOT |
| State | PA |
| Zip | 16023-3113 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1.77 AC - LOT 1 TRLR/BSMT/ADDN |
| Legal Lot Number | 1 |
| Jurisdiction | BUTLER PA |
| Township / Civil Division | WINFIELD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 911400 |
149 Gerner Rd, a mobile home, is owned and occupied by an individual.
Source: Butler County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 149 GERNER RD, CABOT, PA 16023-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Oct 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional with PMI 1ST COMMONWEALTH BK/VA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER PA |
| Property Address | 149 GERNER RD, CABOT, PA 16023-3113 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 149 GERNER RD, CABOT, PA 16023-3113 |
| Document Number | 0000020054 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 202107140020054 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | SAXONBURG, PA 16056 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 9, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER PA |
| Property Address | 149 GERNER RD, CABOT, PA 16023-3113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020363 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 201810050020363 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER PA |
| Property Address | 149 GERNER RD, CABOT, PA 16023-3113 |
| Document Number | 0000012685 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 149 GERNER RD CABOT PA 160233113, CABOT, PA 16023-3113 |
| Document Number | 0000012685 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 12685 |
| Name | 1ST COMMONWEALTH BK/VA |
|---|---|
| Type | Bank |
| Address | SAXONBURG, PA 16056 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 25, 2033 |
The 2026 property tax bill for 149 Gerner Rd was $594 with a homeowner's exemption.
Source: Butler County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Butler County |
| County Subdivision | Winfield Township |
| Unified School District | Knoch School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $594.00 Homeowner's exemption | $17,370 Land $1,370 Building $16,000 | $17,370 Building $17,370 |
| 2024 | $2,204.00 | $17,370 Land $1,370 Building $16,000 | |
| $17,370 Building $17,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 149 Gerner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2004–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Gerner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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