149 Gander Dr, Moyock, NC 27958 Property Records

Currituck County property record for 149 Gander Dr, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,636 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$403,500 (Nov 2020)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8041-06-8616`

Property Details

APN / Parcel Number

Primary APN	`8041-06-8616`
Alternative APNs	`022N00000830000` `000156820` `8041-06`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,636 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Pool Area	276 sqft
Patio Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000156820
Street Address	149 GANDER DR
City	MOYOCK
State	NC
Zip	27958-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 83 WENTWORTH AT CURRITUCK RESERVE PH 2 (R/24)
Legal Subdivision	WENTWORTH AT CURRITUCK RESERVE
Legal Phase	2
Legal Lot Number	83
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	2
Census Block	2009
Census Tract	110202

Owner

149 Gander Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	149 GANDER DR, MOYOCK, NC 27958-7402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 13, 2020	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Document Number	2020357346
Deed Book / Page	1576 / 564
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	149 GANDER DR, MOYOCK, NC 27958-7402
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016100779
Date	Mar 26, 2021
Book Page	1610/779
Instrument	362478

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Mar 19, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 13, 2020
Property Address	149 GANDER DR, MOYOCK, NC 27958-7402
Document Number	0015760564
Book / Page	1576 / 564
Map Reference	CAB R SL 24-28
Instrument Date	Nov 3, 2020
Instrument	357346
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,841.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417D CARATOKE HWY, 417D, MOYOCK, NC 27958-8608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 GANDER DR, MOYOCK, NC 27958-7402

Mortgage

Document Number	0000357347
Date	Nov 13, 2020
Instrument	357347

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 13, 2020
Property Address	149 GANDER DR, MOYOCK, NC 27958-7402
Document Number	0015450543
Book / Page	001545 / 000543
Instrument Date	Jul 2, 2020
Instrument	352827
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,080.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 CARATOKE HWY #D MOYOCK NC 279588608, D, MOYOCK, NC 27958-8608
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 149 Gander Dr was $2,964, down 0.4% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (-0.44%)	$427,600 (-) Land $68,600 Building $359,000
2024	$2,977.00 (+9.81%)	$427,600 (-) Land $68,600 Building $359,000
2023	$2,711.00 (+19.22%)	$427,600 (-) Land $68,600 Building $359,000	$427,600 (-) Land $68,600 Building $359,000
2022	$2,274.00	$427,600 Land $68,600 Building $359,000	$427,600 (-) Land $68,600 Building $359,000
2021			$427,600 Land $68,600 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 Gander Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	14 (2015–2020)
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Gander Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Brightspeed Fiber	940 / 940
Mediacom Xtream Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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