Middlesex County and Winchester Town property record for 149 Forest St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,880 sqft · built 1947 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Dec 2017) |
| Tax Bill | $12,947 (2026) |
| Deeds & Mortgages | Apr 2020 Refinance Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:002 B:0129 L:0 |
| Primary APN | WINC M:002 B:0129 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 3,048 sqft |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,010 sqft (0.23 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 149 FOREST ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-1347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 129 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 338100 |
Source: Middlesex County and Winchester Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 149 FOREST ST, WINCHESTER, MA 01890-1347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Dec 6, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage HARVARD UNIV CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on Record |
| Deed Sale | Dec 6, 2017 · Amount on Record |
| Prior Sale | Jul 31, 1992 · Amount on Record |
| Deed Book / Page | 70342 / 587 |
| Transfer Doc | 070342-587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 149 FOREST ST, WINCHESTER, MA 01890-1347 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074444-144 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 74444/144 |
| Instrument | 53200 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Dec 6, 2017 |
| Property Address | 149 FOREST ST, WINCHESTER, MA 01890-1347 |
| Document Number | 70342-587 |
| Book / Page | 070342 / 000587 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 197828 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,283.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 149 FOREST ST WINCHESTER MA 018901347, WINCHESTER, MA 01890-1347 |
| Document Number | 70343-1 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 070343/000001 |
| Instrument | 197829 |
| Name | HARVARD UNIV CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Document Number | 70343-16, |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 070343/000016 |
| Instrument | 197830 |
| Name | HARVARD UNIV CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 5, 2037 |
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,947.00 (+10,014.84%) | $1,168,500 (+0.87%) Land $759,200 Building $409,300 | $1,181,392 (+9.07%) |
| 2025 | $128.00 (-98.9%) | $1,158,400 (+12.9%) Land $759,200 Building $399,200 | $1,083,190 |
| 2024 | $11,625.00 (+3.35%) | $1,026,000 (+7.64%) Land $660,100 Building $365,900 | |
| 2023 | $11,248.00 | $953,200 Land $594,100 Building $359,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 28 (1979–2015) |
| Claims Outside the SFHA | 22 of 28 |
| Most Recent Claim | Mar 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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