149 Finley Rd, Marion, NC 28752 Property Records

McDowell County property record for 149 Finley Rd, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1970
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2021)
Tax Bill	$879 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1701-06-38-7350`

Property Details

APN / Parcel Number

Primary APN	`1701-06-38-7350`
Alternative APN	`75128`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,488 sqft Heated Area
Gross Area	4,124 sqft
1st Floor Area	1,488 sqft
Basement Area	1,480 sqft
Finished Basement	1,480 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool Type
Pool Area	512 sqft
Canopy	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75128
Street Address	149 FINLEY RD
City	MARION
State	NC
Zip	28752-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.01 AC PER SURVEY 1-12-89
Legal Subdivision	KEITH M SHELTON AND WIFE JANIE S SHELTON
Legal Tract	1
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1034
Census Tract	970600

Owner

Source: McDowell County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	149 FINLEY RD, MARION, NC 28752-3357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 17, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Nov 1, 2000
Deed Document Number	20213683
Deed Book / Page	1356 / 493
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	0013000704
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	149 FINLEY RD, MARION, NC 28752-3357
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS STLMT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FINLEY RD, MARION, NC 28752-3357

Mortgage

Document Number	0015130787
Date	Sep 15, 2025
Book Page	1513/787
Instrument	2025004486

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jul 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	149 FINLEY RD, MARION, NC 28752-3357
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FINLEY RD, MARION, NC 28752-3357

Mortgage

Document Number	0014350477
Date	May 17, 2023
Book Page	1435/477
Instrument	2023002273

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 8, 2021
Property Address	149 FINLEY RD, MARION, NC 28752-3357
Document Number	0013560493
Book / Page	1356 / 493
Instrument Date	May 26, 2021
Instrument	2021003683
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3485 DOUBLE OAK DR, 3485, MORGANTON, NC 28655-8926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FINLEY RD, MARION, NC 28752-3357

Mortgage

Document Number	2021003684
Date	Jun 8, 2021
Instrument	2021003684

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 18, 2020
Property Address	149 FINLEY RD, MARION, NC 28752-3357
Document Number	0013010232
Book / Page	001301 / 000232
Instrument Date	Feb 18, 2020
Instrument	833
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	149 FINLEY RD MARION NC 287523357, MARION, NC 28752-3357

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 12, 2020
Property Address	149 FINLEY RD, MARION, NC 28752-3357
Document Number	0013000704
Book / Page	001300 / 000704
Instrument Date	Feb 11, 2020
Instrument	737
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FINLEY RD MARION NC 287523357, MARION, NC 28752-3357

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 9, 2018
Property Address	149 FINLEY RD, MARION, NC 28752-3357
Document Number	0012600297
Book / Page	001260 / 000297
Instrument Date	Nov 9, 2018
Instrument	5256
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	384 HILLTOP DR MARION NC 287524338, MARION, NC 28752-4338

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00	$147,130 (-) Land $25,000 Building $122,130
2023	$879.00	$147,130 Land $25,000 Building $122,130	$147,130 Land $25,000 Building $122,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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