149 Finley Dr, Ridgeway, VA 24148 Property Records

Henry County property record for 149 Finley Dr, Ridgeway, VA 24148

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 876 sqft · built 1950
Lot Size0.47 acres (20,473 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (Aug 2022)
Tax Bill$160 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN057550000

Property Details

APN / Parcel Number

Primary APN057550000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area876 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area20,473 sqft (0.47 acres)

Location & Zoning

Street Address149 FINLEY DR
CityRIDGEWAY
StateVA
Zip24148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionFINLEY DRIVE LOT 4 & 4A
Legal SubdivisionRIDGEWAY MAGISTERIAL DISTRICT
Legal Lot Number4,4A
JurisdictionHENRY VA
Township / Civil DivisionRIDGEWAY
Census Block Group1
Census Block1002
Census Tract10601

Owner

Source: Henry County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address715 MEMORIAL BLVD S, MARTINSVILLE, VA 24112-6414
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
VALLEYSTAR CREDIT UNION
Aug 29, 2022Warranty Deed, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2022 · Amount on Record
Deed SaleAug 29, 2022 · Amount on Record
Prior SaleAug 29, 2022 · Amount on Record
Deed Document Number20223574
Prior Transfer DateAug 4, 2022
Prior Transfer Doc0000003574
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY VA
Recording DateAug 29, 2022
Property Address149 FINLEY DR, RIDGEWAY, VA 24148
Document Number0220003573
Instrument DateAug 4, 2022
Instrument220003573
Transaction TypeTransfer
Record UpdatedOct 5, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 MEMORIAL BLVD S, MARTINSVILLE, VA 24112-6414
InvestorPossibly a Property Investor

Mortgage

Document Number0220003575
DateAug 29, 2022
Instrument220003575
Lender
NameVALLEYSTAR CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY VA
Recording DateAug 29, 2022
Property Address149 FINLEY DR, RIDGEWAY, VA 24148
Document Number0220003574
Instrument DateAug 4, 2022
Instrument220003574
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 MEMORIAL BLVD S, MARTINSVILLE, VA 24112-6414
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyHenry County
Unified School DistrictHenry County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$160.00$28,900 (-) Land $8,500 Building $20,400
2023$160.00$28,900 Land $8,500 Building $20,400$28,900 (-) Land $8,500 Building $20,400
2021$28,900 Land $8,500 Building $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1985–1987)
Most Recent ClaimSep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUPPER SMITH RIVER WATER SUPPLY
serves 29,721 people · EPA ID VA5089852
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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