Avery County property record for 149 Farm Loop Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,325 sqft · built 1931 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,300,000 (May 2022) |
| Tax Bill | $11,297 (2025) |
| Deeds & Mortgages | May 2022 Sale Apr 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1858-07-67-5754-00000 |
| Primary APN | 1858-07-67-5754-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,325 sqft Living Area |
| 1st Floor Area | 2,951 sqft |
| Basement Area | 687 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Multi-Level |
| Exterior Material | Stone |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Slate |
| Lot Area | 60,113 sqft (1.38 acres) |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 567 sqft |
| Patio Area | 120 sqft |
| Gazebo | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 77698 |
|---|---|
| Street Address | 149 FARM LOOP RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-6767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THE FARM LOT 1 PLAT 38-303A |
| Legal Subdivision | THE FARM |
| Legal Lot Number | 1 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 930100 |
149 Farm Loop Rd is owned by two individuals who bought it in May 2022.
Source: Avery County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3706 MARATHON KY, JACKSONVILLE BEACH, FL 32250-3973 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Warranty Deed, Transfer |
| Apr 18, 2022 | Warranty Deed, Transfer · Line of Credit TOWNEBANK |
| Dec 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | Apr 18, 2022 · Amount on File |
| Deed Document Number | 20222828 |
| Deed Book / Page | 577 / 438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 12, 2022 |
| Property Address | 149 FARM LOOP RD, BANNER ELK, NC 28604-6767 |
| Document Number | 0000002828 |
| Book / Page | 577 / 438 |
| Map Reference | MB 38 PG 303A |
| Instrument Date | May 11, 2022 |
| Instrument | 2022002828 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1866, CARY, NC 27512-1866 |
| Name | Verified Name |
|---|---|
| Address | 3706 MARATHON KY, JACKSONVILLE BEACH, FL 32250-3973 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Apr 18, 2022 |
| Property Address | 149 FARM LOOP RD, BANNER ELK, NC 28604-6767 |
| Document Number | 0000002345 |
| Book / Page | 576 / 426 |
| Map Reference | MB 38 PG 303A |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022002345 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 HERMANN DR # DR18D, 1111, HOUSTON, TX 77004-7071 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1866, CARY, NC 27512-1866 |
| Document Number | 0000576430 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 576/430 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Dec 13, 2019 |
| Property Address | 149 FARM LOOP RD, BANNER ELK, NC 28604-6767 |
| Document Number | 0005381635 |
| Book / Page | 000538 / 001635 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 5920 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,035.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1111 HERMANN DR #18D HOUSTON TX 770046930, 18D, HOUSTON, TX 77004-6930 |
The 2025 property tax bill for 149 Farm Loop Rd was $11,297.
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Banner Elk Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,297.00 | $1,313,600 Land $200,000 Building $1,113,600 | $1,313,600 Land $200,000 Building $1,113,600 |
| 2023 | $4,151.00 | $1,313,600 Land $200,000 Building $1,113,600 | $1,313,600 Land $200,000 Building $1,113,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 149 Farm Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Farm Loop Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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