149 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 149 E Main St, Westminster, MD 21157

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,564 sqft · built 1920
Lot Size	0.091 acres (3,960 sqft)
Owner	Company Name on Record
Last Sale	$174,000 (Oct 2022)
Tax Bill	$2,720 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-053754`

Property Details

APN / Parcel Number

Primary APN	`07-053754`
Alternative APNs	`7053754` `053754`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,564 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Roof Material	Metal
Lot Area	3,960 sqft (0.091 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	053754
Street Address	149 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5013
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	DOWNT
Legal Description	LT - 3960 SQ FT 149 E MAIN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1015
Census Tract	507602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5318
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed, Transfer · Commercial Mortgage FARMERS & MERCHANTS BANK
Dec 9, 2021	Deed, Transfer ASSURANCE LAND TITLE INC, ASSURANCE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Dec 9, 2021 · Amount on Record
Deed Book / Page	10915 / 400
Prior Transfer Date	Apr 10, 2008
Prior Transfer Doc	0055160180
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 26, 2022
Property Address	149 E MAIN ST, WESTMINSTER, MD 21157-5013
Document Number	0109150386
Book / Page	10915 / 386
Instrument Date	Oct 11, 2022
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5318

Mortgage

Document Number	0109150392
Date	Oct 26, 2022
Instrument	10915-0392

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 9, 2021
Property Address	149 E MAIN ST, WESTMINSTER, MD 21157-5013
Document Number	0105910164
Book / Page	10591 / 164
Instrument Date	Dec 2, 2021
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	ASSURANCE LAND TITLE INC, ASSURANCE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,720.00	$161,900 (-) Land $55,400 Building $106,500	$161,900 (-) Land $55,400 Building $106,500
2025	$2,720.00 (-6.72%)	$161,900 (-6.2%) Land $55,400 Building $106,500	$161,900 (-6.2%) Land $55,400 Building $106,500
2023	$2,916.00	$172,600 Land $60,600 Building $112,000	$172,600 Land $60,600 Building $112,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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