149 E Main St, Georgetown, KY 40324 Property Records

Scott County property record for 149 E Main St, Georgetown, KY 40324 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail
Square Footage3,936 sqft Total Area
Lot Size4,199 sqft (0.096 acres)
Last Sale$630,000 (2022)
Tax Bill$5,611.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-30-365.000

Interior

Building Area3,936 sqft Total Area
Stories1 Stories

Exterior

Exterior MaterialBrick Exterior
Lot Area4,199 sqft (0.096 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address149 E MAIN ST
CityGEORGETOWN
StateKY
Zip40324-1763
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionCOMM DOWNTOWN
JurisdictionSCOTT KY
Minor Civil DivisionGEORGETOWN
Census Blockgroup2
Census Block2030
Census Tract40102

Owner

Source: Scott County records · APN 166-30-365.000

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address149 E MAIN ST, GEORGETOWN, KY 40324-1763
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND BANK
Oct 18, 2022Warranty Deed, Transfer · Commercial Mortgage
HEARTLAND BANK
Jul 17, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Jul 17, 2017Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleJul 17, 2017 · Amount on Record
Deed Doc Number2022460368
Deed Book / Page437 / 691
Prior Transfer DateJun 03, 2015
Prior Transfer DocD369/384
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address149 E MAIN ST, GEORGETOWN, KY 40324-1763
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1715/374
DateOct 20, 2022
Book PageM1715/374
Instrument460558
Lender
NameHEARTLAND BANK
TypeBank
AddressCOLUMBUS, OH 43213
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueOct 14, 2037
Interest
Rate TypeAdjustable Rate

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateOct 18, 2022
Property Address149 E MAIN ST, GEORGETOWN, KY 40324-1763
Document Number00D437/691
Book / PageD437 / 691
Instrument DateOct 14, 2022
Instrument460368
Transaction TypeTransfer
Record UpdatedOct 27, 2022
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address901 TRIGG ST, 901, MILLERSBURG, KY 40348-5049

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 DELAVAN DR, DAYTON, OH 45459-3546

Mortgage

Document Number0M1715/153
DateOct 19, 2022
Book PageM1715/153
Instrument460466
Lender
NameHEARTLAND BANK
TypeBank
AddressCOLUMBUS, OH 43213
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueOct 14, 2042
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address149 E MAIN ST, GEORGETOWN, KY 40324-1763
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1347/729
DateJul 17, 2017
Book PageM1347/729
Instrument371845
Lender
NameFIFTH THIRD BANK
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 14, 2042

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJul 17, 2017
Property Address149 E MAIN ST, GEORGETOWN, KY 40324-1763
Document NumberD388/875
Book / PageD388 / 875
Instrument DateJul 14, 2017
Instrument371843
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$430.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address601 E MAIN ST, 601, GEORGETOWN, KY 40324-1744

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 E MAIN ST, GEORGETOWN, KY 40324-1763

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,611.00 (-1.77%)$630,000 (-)$630,000 (-)
2023$5,712.00 (+39.22%)$630,000 (+33.19%) Land $44,000 Building $586,000$630,000 (+33.19%) Land $44,000 Building $586,000
2022$4,103.00$473,000 Land $44,000 Building $429,000$473,000 Land $44,000 Building $429,000

Flood & Wildfire

149 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Scott County (21209C), updated November 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Georgetown East Main Street Residential District
listed 1978 · 41 contributing resources · NRIS 78001396

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E Main St

Nearby Streets

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