149 E Emerson Rd, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 149 E Emerson Rd, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,924 sqft · built 1985
Lot Size	0.466 acres (20,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$498,000 (May 1986)
Tax Bill	$25,543 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0054 L:000161`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0054 L:000161`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,924 sqft Living Area
Gross Area	7,114 sqft
1st Floor Area	2,246 sqft
Basement Area	2,246 sqft
Unfinished Basement	2,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,292 sqft (0.466 acres)
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	149 E EMERSON RD
City	LEXINGTON
State	MA
Zip	02420-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Lot Number	161
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1013
Census Tract	358500

Owner

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 E EMERSON RD, LEXINGTON, MA 02420-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 1, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 24, 2022	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 1986 · Amount on Record
Deed Sale	May 9, 1986 · Amount on Record
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Recording Date	May 1, 2026
Property Address	149 E EMERSON RD, LEXINGTON, MA 02420-2132
Document Number	0085544-66
Book / Page	85544 / 66
Instrument Date	Apr 6, 2026
Instrument	202649571
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 E EMERSON RD, LEXINGTON, MA 02420-2132

Mortgage

Document Number	0000049571,
Date	May 1, 2026
Book Page	85544/66
Instrument	202649571

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Recording Date	May 1, 2026
Property Address	149 E EMERSON RD, LEXINGTON, MA 02420-2132
Document Number	0001998859
Instrument Date	Apr 6, 2026
Instrument	20261998859
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 E EMERSON RD, LEXINGTON, MA 02420-2132

Mortgage

Document Number	0001998859,
Date	May 1, 2026
Instrument	20261998859

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	149 E EMERSON RD, LEXINGTON, MA 02420-2132
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081994-311
Date	Sep 14, 2023
Book Page	81994/311
Instrument	103815

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	149 E EMERSON RD, LEXINGTON, MA 02420-2132
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00080171-1
Date	May 24, 2022
Book Page	80171/1
Instrument	77721

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jun 1, 2032
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,543.00 (+3.91%)	$2,075,000 (+3.23%) Land $921,000 Building $1,154,000	$2,382,030 (-)
2025	$24,582.00 (+2.02%)	$2,010,000 (+2.19%) Land $877,000 Building $1,133,000	$2,382,030 (+8.59%)
2024	$24,096.00 (+1.73%)	$1,967,000 (+7.96%) Land $835,000 Building $1,132,000	$2,193,645
2023	$23,686.00	$1,822,000 Land $759,000 Building $1,063,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2010)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 7 claims Severe Storms And Flooding, Mar 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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