149 Derby St, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 149 Derby St, Valley Stream, NY 11581

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,190 sqft · built 1950
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2002)
Tax Bill	$8,151 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`39-492-00-0009`

Property Details

APN / Parcel Number

Primary APN	`39-492-00-0009`
Alternative APNs	`2035-39-492-00-0009-0` `39492000009000000000` `282035 39.-492-9` `39492 00090`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	850 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39492 00090
Street Address	149 DERBY ST
City	VALLEY STREAM
State	NY
Zip	11581-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 024
Legal Block	492
Legal Lot Number	9
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3000
Census Tract	410800

Owner

149 Derby St is owned and occupied by an individual who bought it in July 2002.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	149 DERBY ST, VALLEY STREAM, NY 11581-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2002 · Amount on File
Deed Sale	Jul 18, 2002 · Amount on File
Deed Book / Page	11501 / 944
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	149 DERBY ST, VALLEY STREAM, NY 11581-2634
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 DERBY ST, VALLEY STREAM, NY 11581-2634

Mortgage

Document Number	M469210024
Date	Oct 27, 2022
Book Page	M46921/24
Instrument	2022-106120

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 149 Derby St was $8,151.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Valley Stream Village
Elementary School District	Valley Stream Union Free School District 24 (KG - 06)
Secondary School District	Valley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384 Land $169 Building $215	$384,000
2025	$8,151.00
2023	$6,785.00 Homeowner's exemption	$418 Land $184 Building $234	$418,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 149 Derby St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	5 (2011–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 149 Derby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20