Santa Cruz County property record for 149 Cutter Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,386 sqft · built 1967 |
| Lot Size | 0.896 acres (39,030 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $1,535,000 (Jul 2020) |
| Tax Bill | $20,836 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 051-771-04 |
| Primary APN | 051-771-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,386 sqft Living Area |
| Gross Area | 3,906 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 39,030 sqft (0.896 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 476 sqft |
| Patio Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 149 CUTTER DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10-GH |
| Legal Subdivision | LAKE VIEW MANOR SUB #2 T #194 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122500 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 355 HARVEST DR, WATSONVILLE, CA 95076-5102 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 7, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 27, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jul 30, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Oct 3, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Oct 3, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2014 · Amount on Record |
| Deed Document Number | 202028460 |
| Prior Transfer Date | Dec 16, 2017 |
| Prior Transfer Doc | 0000030051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 149 CUTTER DR, WATSONVILLE, CA 95076-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000022687 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 2019-0022687 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 149 CUTTER DR, WATSONVILLE, CA 95076-2211 |
| Document Number | 0000028461 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2556 FREEDOM BLVD WATSONVILLE CA 950761046, WATSONVILLE, CA 95076-1046 |
| Document Number | 0000028461 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 28461 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 30, 2020 |
| Property Address | 149 CUTTER DR, WATSONVILLE, CA 95076-2211 |
| Document Number | 0000028460 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 28460 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,689.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 355 HARVEST DR WATSONVILLE CA 950765102, WATSONVILLE, CA 95076-5102 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 3, 2018 |
| Property Address | 149 CUTTER DR, WATSONVILLE, CA 95076-2211 |
| Document Number | 0000030051 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 30051 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 149 CUTTER DR WATSONVILLE CA 950762211, WATSONVILLE, CA 95076-2211 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 3, 2018 |
| Property Address | 149 CUTTER DR, WATSONVILLE, CA 95076-2211 |
| Document Number | 0000030052 |
| Instrument Date | Dec 16, 2017 |
| Instrument | 30052 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 149 CUTTER DR WATSONVILLE CA 950762211, WATSONVILLE, CA 95076-2211 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,694,764 (+2%) Land $1,016,858 Building $677,906 | ||
| 2025 | $20,836.00 (+12.41%) | $1,661,533 (+4.04%) Land $996,920 Building $664,613 | |
| 2023 | $18,535.00 (+1.8%) | $1,597,014 Land $958,208 Building $638,806 | $1,506,600 |
| 2022 | $18,207.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 54 (1995–2023) |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Cruzio Fixed Wireless | 100 / 100 |
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