149 Clapp St, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 149 Clapp St, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,456 sqft · built 1870
Lot Size	0.232 acres (10,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jan 2022)
Tax Bill	$8,152 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:D B:053 L:4`

Property Details

APN / Parcel Number

Primary APN	`MILT M:D B:053 L:4`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,771 sqft
Basement Area	914 sqft
Unfinished Basement	914 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,115 sqft (0.232 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	149 CLAPP ST
City	MILTON
State	MA
Zip	02186-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	ACADEMY HILL LANDS MILTON
Legal Block	53
Legal Lot Number	4
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3012
Census Tract	416200

Owner

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 CLAPP ST, MILTON, MA 02186-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 1, 2023	Deed of Trust, Mortgage · ARM CITIZENS BANK
Jan 28, 2022	Quit Claim Deed, Transfer
Jul 16, 2021	Fiduciary Deed, Transfer · Stand-Alone First Mortgage COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	20228583
Deed Book / Page	40278 / 8
Prior Transfer Date	Jan 20, 2022
Prior Transfer Doc	00040278-8
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	149 CLAPP ST, MILTON, MA 02186-3228
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042816-8
Date	Dec 9, 2025
Book Page	42816/8
Instrument	87063

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	149 CLAPP ST, MILTON, MA 02186-3228
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041077-20
Date	Mar 1, 2023
Book Page	41077/20
Instrument	11770

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Mar 1, 2033
Index	Other

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jan 28, 2022
Property Address	149 CLAPP ST, MILTON, MA 02186-3228
Document Number	00040278-8
Book / Page	40278 / 8
Instrument Date	Jan 20, 2022
Instrument	8583
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 CLAPP ST, MILTON, MA 02186-3228

July 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MILTON MA
Recording Date	Jul 16, 2021
Property Address	149 CLAPP ST, MILTON, MA 02186-3228
Document Number	0039637-13
Book / Page	39637 / 13
Instrument Date	Jul 16, 2021
Instrument	93273
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 THACHER ST, MILTON, MA 02186-2019

Mortgage

Document Number	0000093274
Date	Jul 16, 2021
Instrument	93274

Lender

Name	COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0039637-27
Date	Jul 16, 2021
Book Page	39637/27
Instrument	93275

Lender

Name	COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,152.00 (+1.65%)	$735,100 (+0.1%) Land $419,700 Building $315,400	$882,930
2024	$8,020.00 (+0.69%)	$734,400 (+5.11%) Land $399,700 Building $334,700
2023	$7,965.00	$698,700 Land $380,800 Building $317,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	600 / 150

May also be available: T-Mobile.

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