Oneida County and Vernon Town property record for 149 Cedar St, Sherrill, NY 13461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,247 sqft · built 1994 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Dec 1998) |
| Tax Bill | $3,808 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19110.6 |
| Primary APN | 19110.6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,247 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Attached |
| Garage Area | 1,124 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19110.6 |
|---|---|
| Street Address | 149 CEDAR ST |
| City | SHERRILL |
| State | NY |
| Zip | 13461-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 47.006 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 24900 |
Source: Oneida County and Vernon Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 149 CEDAR ST, SHERRILL, NY 13461-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICU CREDIT UNION |
| Apr 14, 2026 | Deed of Trust, Mortgage AMERICU CREDIT UNION |
| Mar 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Nov 25, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 1998 · Amount on Record |
| Deed Sale | Dec 18, 1998 · Amount on Record |
| Deed Book / Page | 2850 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 17, 2026 |
| Property Address | 149 CEDAR ST, SHERRILL, NY 13461-1004 |
| Document Number | 0000009432 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20269432 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 149 CEDAR ST, SHERRILL, NY 13461-1004 |
| Document Number | 0000009432, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 20269432 |
| Name | AMERICU CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Apr 14, 2026 |
| Property Address | 149 CEDAR ST, SHERRILL, NY 13461-1004 |
| Document Number | 0000005031 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20265031 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 149 CEDAR ST, SHERRILL, NY 13461-1004 |
| Document Number | 0000005031, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20265031 |
| Name | AMERICU CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 149 CEDAR ST, SHERRILL, NY 13461-1004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003108 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 2024-003108 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 149 CEDAR ST, SHERRILL, NY 13461-1004 |
| Document Number | 0000018601 |
| Instrument Date | Nov 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 149 CEDAR ST SHERRILL NY 134611004, SHERRILL, NY 13461-1004 |
| Document Number | 0000018601 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 18601 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,808.00 (-0.42%) Homeowner's exemption | ||
| 2025 | $3,824.00 (+300.84%) | $82,200 (-) Land $5,000 Building $77,200 | $188,966 (+9.2%) Land $11,494 Building $177,472 |
| 2023 | $82,200 (-) Land $5,000 Building $77,200 | $173,053 (+9.47%) Land $10,526 Building $162,527 | |
| 2022 | $954.00 Homeowner's exemption | $82,200 Land $5,000 Building $77,200 | $158,077 Land $9,615 Building $148,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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