Waldo County and Belfast City property record for 149 Cedar St, Belfast, ME 04915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 480 sqft · built 1900 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Apr 2014) |
| Tax Bill | $5,110 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BELF M:035 L:011 |
| Primary APN | BELF M:035 L:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 480 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 2779 |
|---|---|
| Street Address | 149 CEDAR ST |
| City | BELFAST |
| State | ME |
| Zip | 04915-6126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 11 |
| Jurisdiction | BELFAST ME |
| Township / Civil Division | BELFAST |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 43000 |
149 Cedar St is owned and occupied by two individuals who bought it in April 2014.
Source: Waldo County and Belfast City records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 CEDAR ST, BELFAST, ME 04915-6126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2014 · Amount on File |
| Deed Sale | Apr 17, 2014 · Amount on File |
| Deed Document Number | 20142848 |
| Deed Book / Page | 3855 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELFAST ME |
| Property Address | 149 CEDAR ST, BELFAST, ME 04915-6126 |
| Document Number | 0044680221 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 149 CEDAR ST BELFAST ME 049156126, BELFAST, ME 04915-6126 |
| Document Number | 0044680221 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 004468/000221 |
| Instrument | 1324 |
| Name | KSW FCU |
|---|---|
| Type | Credit Union |
| Address | WATERVILLE, ME 04901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 11, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 149 Cedar St was $5,110, up 6.3% from the year before.
Source: Waldo County and Belfast City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| Municipality | Belfast City |
| Unified School District | Regional School Unit 71 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,110.00 (+6.33%) | $312,700 (+0.19%) Land $191,800 Building $120,900 |
| 2024 | $4,806.00 (+47.6%) | $312,100 (+92.65%) Land $191,800 Building $120,300 |
| 2023 | $3,256.00 (-3.33%) | $162,000 (+2.92%) Land $83,900 Building $78,100 |
| 2022 | $3,368.00 | $157,400 Land $83,900 Building $73,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 149 Cedar St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2009–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Tidewater O.P.E.N., UniTel.
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