Essex County and Haverhill City property record for 149 Carleton St, Haverhill, MA 01832
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 6 ba · 5,724 sqft · built 1984 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Apr 2021) |
| Tax Bill | $9,841 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-424-7C |
| Primary APN | 582-424-7C |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 5,724 sqft Living Area |
| Gross Area | 8,226 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 110,207 sqft (2.53 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 582-424-7C |
|---|---|
| Street Address | 149 CARLETON ST |
| City | HAVERHILL |
| State | MA |
| Zip | 01832-2976 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | LAND 01 CH NEZARENO HAVERHILL |
| Legal Block | 424 |
| Legal Lot Number | 7C |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 260900 |
Source: Essex County and Haverhill City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 149 CARLETON ST, HAVERHILL, MA 01832-2976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance POINT DIGITAL FINANCE INC |
| Dec 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 29, 2021 | Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Prior Sale | May 15, 1998 · Amount on Record |
| Deed Book / Page | 39821 / 211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 149 CARLETON ST, HAVERHILL, MA 01832-2976 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0041628-27 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 41628/27 |
| Instrument | 20230623002010 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 149 CARLETON ST, HAVERHILL, MA 01832-2976 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040988-511 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 40988/511 |
| Instrument | 20220608003200 |
| Name | POINT DIGITAL FINANCE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 149 CARLETON ST, HAVERHILL, MA 01832-2976 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 042512-159 |
|---|---|
| Date | Dec 31, 2024 |
| Book Page | 42512/159 |
| Instrument | 20241231000390 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Apr 29, 2021 |
| Property Address | 149 CARLETON ST, HAVERHILL, MA 01832-2976 |
| Document Number | 039821-211 |
| Book / Page | 39821 / 211 |
| Instrument Date | Apr 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 149 CARLETON ST, HAVERHILL, MA 01832-2976 |
| Document Number | 0039821214 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 39821/214 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,841.00 (+9.66%) | $918,900 (+8.95%) Land $258,100 Building $660,800 | $865,805 |
| 2024 | $8,974.00 (+3.41%) | $843,400 (+8.36%) Land $235,700 Building $607,700 | |
| 2023 | $8,678.00 | $778,300 Land $235,700 Building $542,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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