149 Biscane Ct, Winchester, VA 22602 Property Records

Frederick County property record for 149 Biscane Ct, Winchester, VA 22602

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,694 sqft · built 2018
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2025)
Tax Bill	$2,061 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55G5-4-145`

Property Details

APN / Parcel Number

Primary APN	`55G5-4-145`
Alternative APN	`8049908`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	2,941 sqft
1st Floor Area	847 sqft
Basement Area	556 sqft
Finished Basement	556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049908
Street Address	149 BISCANE CT
City	WINCHESTER
State	VA
Zip	22602-6887
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RP
Legal Description	FIELDSTONE L145 S2 P4
Legal Subdivision	FIELDSTONE
Legal Phase	4
Legal Lot Number	145
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2001
Census Tract	51104

Owner

Source: Frederick County records · APN 55G5-4-145

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	149 BISCANE CT, WINCHESTER, VA 22602-6887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 02, 2020	Deed of Trust, Mortgage · Conventional with PMI USAA
Jan 15, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG
May 15, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Apr 07, 2021 · Amount on Record
Deed Document Number	20258569
Record Updated	Sep 20, 2026

August 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 29, 2025
Property Address	149 BISCANE CT, WINCHESTER, VA 22602-6887
Document Number	0000008569
Instrument Date	Aug 29, 2025
Instrument	250008569
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	UNKNOWN, QUALITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	149 BISCANE CT, WINCHESTER, VA 22602-6887

Mortgage

Document Number	0000008570
Date	Aug 29, 2025
Instrument	250008570

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	149 BISCANE CT, WINCHESTER, VA 22602-6887
Document Number	0000007792
Instrument Date	Jun 02, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	149 BISCANE CT WINCHESTER VA 226026887, WINCHESTER, VA 22602-6887

Mortgage

Document Number	0000007792
Date	Jun 25, 2020
Instrument	7792

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	149 BISCANE CT, WINCHESTER, VA 22602-6887
Document Number	0000000630
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 04, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 BISCANE CT WINCHESTER VA 226026887, WINCHESTER, VA 22602-6887

Mortgage

Document Number	0000000630
Date	Jan 23, 2019
Instrument	630

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2049

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	May 15, 2018
Property Address	149 BISCANE CT, WINCHESTER, VA 22602-6887
Document Number	0000004544
Instrument Date	May 14, 2018
Instrument	4544
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 12, 2018
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$276.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	149 BISCANE CT WINCHESTER VA 22602, WINCHESTER, VA 22602

Mortgage

Document Number	4545
Date	May 15, 2018
Instrument	4545

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,061.00 (+10.45%)	$388,800 (-) Land $68,000 Building $320,800	$388,800 (-) Land $68,000 Building $320,800
2025	$1,866.00 (+111.33%)	$388,800 Land $68,000 Building $320,800	$388,800 Land $68,000 Building $320,800
2024	$883.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Shenandoah Telecommunications Company.

Based on FCC filings for 238 locations within half a mile of this property.

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