149 Atlantic Rd, #B, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 149 Atlantic Rd, #B, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,970 sqft · built 2013
Owner	2 Trust Names on Record
Tax Bill	$15,126 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106659`

Property Details

APN / Parcel Number

Primary APN	`106659`
Alternative APN	`GLOU M:0073 B:0034 L:0000(B)`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Tar & Gravel
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	106659
Street Address	149 ATLANTIC RD, B
City	GLOUCESTER
State	MA
Zip	01930-4331
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-20
Legal Block	34
Legal Lot Number	B
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1002
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	149 ATLANTIC RD, B, GLOUCESTER, MA 01930-4331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · ARM GUARANTEED RATE INC
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	149 ATLANTIC RD # B, B, GLOUCESTER, MA 01930-4331
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000633777
Date	Feb 10, 2022
Instrument	633777

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2029
Index	Other
Margin	3

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	149 ATLANTIC RD # B, B, GLOUCESTER, MA 01930-4331
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	623619
Date	Apr 5, 2021
Instrument	623619

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	149 ATLANTIC RD # B, B, GLOUCESTER, MA 01930-4331
Document Number	0000598283
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 ATLANTIC RD GLOUCESTER MA 019304331, GLOUCESTER, MA 01930-4331

Mortgage

Document Number	0000598283
Date	Dec 14, 2018
Instrument	598283

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,126.00 (+11.64%)	$1,556,200 (+11.76%) Building $1,556,200	$1,494,635
2024	$13,549.00	$1,392,500 Building $1,392,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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