Houston County property record for 14897 Traff Dr, Houston, MN 55943
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 1924 |
| Lot Size | 9.99 acres (435,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,900 (Jun 2020) |
| Tax Bill | $4,898 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06.0045.002 |
| Primary APN | 06.0045.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,164 sqft (9.99 acres) |
| Garage Area | 1,092 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 276 sqft |
| Granary | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 14897 TRAFF DR |
|---|---|
| City | HOUSTON |
| State | MN |
| Zip | 55943-7267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-10 TWP-104 RANGE-006 9.99 AC PT W1/2 SW1/4 DOC 244340; DOC 298332 |
| Legal Range | 06 |
| Legal Township | 104 |
| Legal Section | 10 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20300 |
14897 Traff Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Houston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14897 TRAFF DR, HOUSTON, MN 55943-7267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Balloon Mortgage ALTRA FEDERAL CREDIT UNION |
| Jun 8, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage ALTRA FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on File |
| Deed Sale | Jun 8, 2020 · Amount on File |
| Prior Sale | Aug 29, 2006 · Amount on File |
| Deed Document Number | 2020298332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 14897 TRAFF DR, HOUSTON, MN 55943-7267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A296016 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | A296016 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Jun 8, 2020 |
| Property Address | 14897 TRAFF DR, HOUSTON, MN 55943-7267 |
| Document Number | A298332 |
| Instrument Date | Jun 5, 2020 |
| Instrument | A298332 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14897 TRAFF DR, HOUSTON, MN 55943-7267 |
| Document Number | 000A298333 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | A298333 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 14897 Traff Dr was $4,898 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| County Subdivision | Houston Township |
| Unified School District | Houston Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,898.00 Homeowner's exemption | $387,900 Land $103,900 Building $284,000 | $387,900 Land $103,900 Building $284,000 |
| 2025 | $4,898.00 | ||
| 2023 | $3,200.00 Homeowner's exemption | $308,800 Land $67,000 Building $241,800 | $308,800 Land $67,000 Building $241,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14897 Traff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1990–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14897 Traff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
No cell data coverage reported
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