14897 Sobey Rd, Saratoga, CA 95070 Property Records

Santa Clara County property record for 14897 Sobey Rd, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	7 bd · 6.5 ba · 5,102 sqft · built 2024
Lot Size	1.98 acres (86,559 sqft)
Owner	2 Trust Names on File
Last Sale	$3,950,000 (Jun 2020)
Tax Bill	$63,524 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Construction Loan + 4 more
Flood Zone	Zone X (moderate risk)
APN	`397-04-075`

Property Details

APN / Parcel Number

Primary APN	`397-04-075`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	5,102 sqft Living Area
1st Floor Area	5,102 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	86,559 sqft
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,775 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	14897 SOBEY RD
City	SARATOGA
State	CA
Zip	95070-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R140
Legal Description	LOT C
Legal Subdivision	SW 14 NW4 14 SECTION 8T 8SR 1W MDBM
Legal Lot Number	C
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	5
Census Block	5012
Census Tract	507301

Owner

14897 Sobey Rd is owner-occupied and held in a trust since June 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14897 SOBEY RD, SARATOGA, CA 95070-6235
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 22, 2023	Intrafamily Transfer, Transfer · Construction Mortgage US BANK NA
Jun 19, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Deed Document Number	202024511802
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0024371016
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14897 SOBEY RD, SARATOGA, CA 95070-6235
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14897 SOBEY RD, SARATOGA, CA 95070-6235

Mortgage

Document Number	0025923415
Date	Dec 24, 2025
Instrument	25923415

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 22, 2023
Property Address	14897 SOBEY RD, SARATOGA, CA 95070-6235
Document Number	0025566811
Map Reference	MB 183 PG 32
Instrument Date	Nov 13, 2023
Instrument	25566811
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14897 SOBEY RD, SARATOGA, CA 95070-6235

Mortgage

Document Number	0025566812
Date	Nov 22, 2023
Instrument	25566812

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	1-Year T-Bill
Max Rate	12%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 19, 2020
Property Address	14897 SOBEY RD, SARATOGA, CA 95070-6235
Document Number	0024511802
Map Reference	MB 183 PG 32
Instrument Date	Jun 10, 2020
Instrument	24511802
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5629 CROW LN, SAN JOSE, CA 95123-3336

Mortgage

Document Number	0024511803
Date	Jun 19, 2020
Instrument	24511803

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 31, 2019
Property Address	14897 SOBEY RD, SARATOGA, CA 95070-6235
Document Number	0024371017
Instrument Date	Dec 17, 2019
Instrument	24371017
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24370 WRIGHTS STATION RD LOS GATOS CA 950339305, LOS GATOS, CA 95033-9305

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 31, 2019
Property Address	14897 SOBEY RD, SARATOGA, CA 95070-6235
Document Number	0024371016
Instrument Date	Dec 17, 2019
Instrument	24371016
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 669 MILLBRAE CA 940300669, MILLBRAE, CA 94030-0669

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 25, 2019
Property Address	14897 SOBEY RD, SARATOGA, CA 95070-6235
Document Number	0024164905
Instrument Date	Apr 3, 2019
Instrument	24164905
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14897 SOBEY RD SARATOGA CA 950706235, SARATOGA, CA 95070-6235

Tax Assessment & Valuation

The 2025 property tax bill for 14897 Sobey Rd was $63,524 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$8,445,352 (+62.57%) Land $3,745,352 Building $4,700,000
2025	$63,524.00	$5,194,954 Land $3,671,914 Building $1,523,040
2023	$50,555.00 (+1.13%)	$4,152,152 Land $3,529,330 Building $622,822
2022	$49,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14897 Sobey Rd in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14897 Sobey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Ridge Wireless, T-Mobile.

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