14896 Cart Rd, Temple, TX 76502 Property Records

Bell County property record for 14896 Cart Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,095 sqft · built 1992
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Tax Bill	$286 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0828500009`

Property Details

APN / Parcel Number

Primary APN	`0828500009`
Alternative APNs	`109518` `779323`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,095 sqft Living Area
1st Floor Area	1,095 sqft
Utility Area	1 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Deck Area	352 sqft
Canopy	430 sqft
Storage Building	Storage Building
Total Buildings	2 Buildings

Location & Zoning

Account Number	779323
Street Address	14896 CART RD
City	TEMPLE
State	TX
Zip	76502-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOFFAT SPRINGS II, BLOCK 001, LOT 0012
Legal Subdivision	MOFFAT SPRINGS II
Legal Block	1
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	2
Census Block	2010
Census Tract	20204

Owner

14896 Cart Rd is owned by two individuals who acquired it in March 2017.

Source: Bell County records, as of April 1, 2024

Owner of Record	2 Individual Names on File
Mailing Address	14896 CART RD, TEMPLE, TX 76502-6505
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXELL CU
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit TEXELL CU
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage TEXELL CU
Apr 23, 2018	Deed of Trust, Mortgage TEXELL CU
Mar 23, 2017	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2014
Deed Sale	Apr 3, 2014
Prior Sale	Apr 3, 2014
Deed Document Number	0000011596
Last Transfer Date	Mar 23, 2017
Transfer Doc	0000011362
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	14896 CART RD, TEMPLE, TX 76502-6505
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14896 CART RD, TEMPLE, TX 76502-6505

Mortgage

Document Number	0000052522
Date	Nov 28, 2023
Instrument	2023052522

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	14896 CART RD, TEMPLE, TX 76502-6505
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY STLMT GROUP OF TX L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067974
Date	Oct 15, 2021
Instrument	2021067974

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	14896 CART RD, TEMPLE, TX 76502-6505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013013
Date	Apr 3, 2017
Instrument	2017-00013013

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Apr 1, 2023

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	14896 CART RD, TEMPLE, TX 76502-6505
Document Number	0000017374
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14896 CART RD TEMPLE TX 765026505, TEMPLE, TX 76502-6505

Mortgage

Document Number	0000017374
Date	May 1, 2018
Instrument	17374

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76503

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2033

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 23, 2017
Property Address	14896 CART RD, TEMPLE, TX 76502-6505
Document Number	0000011362
Instrument Date	May 31, 2001
Instrument	11362
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4117 ROSELAWN DR WACO TX 767107134, WACO, TX 76710-7134

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$286.00 (-66.43%) Homeowner's exemption	$127,769 Land $10,500 Building $117,269	$127,769 Land $10,500 Building $117,269
2022	$852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14896 Cart Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14896 Cart Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Altitude ISP, Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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