14892 Sterling Oaks Dr, Naples, FL 34110 Property Records

Collier County property record for 14892 Sterling Oaks Dr, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	1,351 sqft · built 1995
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Oct 2020)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641800 C 1033A09`

Property Details

APN / Parcel Number

Primary APN	`641800 C 1033A09`
Alternative APNs	`74900003447143460C1033` `74900003447`

Interior

Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,351 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Lot Area	4,356 sqft (0.1 acres)
Deck Area	98 sqft

Location & Zoning

Street Address	14892 STERLING OAKS DR
City	NAPLES
State	FL
Zip	34110-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	STERLING OAKS TRACT C LOT 103
Legal Range	25
Legal Township	48
Legal Section	9
Legal Subdivision	STERLING OAKS
Legal Tract	C
Legal Block	1
Legal Lot Number	103
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10112

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14892 STERLING OAKS DR, NAPLES, FL 34110-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Nov 6, 1995
Deed Document Number	20205945313
Deed Book / Page	5836 / 2745
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 28, 2020
Property Address	14892 STERLING OAKS DR, NAPLES, FL 34110-4101
Document Number	0058362745
Book / Page	5836 / 2745
Map Reference	MB 23 PG 5-20
Instrument Date	Oct 16, 2020
Instrument	5945313
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	HYPERION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	661 STARLIGHT DR, 661, ATLANTA, GA 30342-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14892 STERLING OAKS DR, NAPLES, FL 34110-4101

Mortgage

Document Number	0058362747
Date	Oct 28, 2020
Instrument	5836/2747

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,313 (+0.5%) Land $185,265 Building $157,048	$342,313 (-3.64%) Land $185,265 Building $157,048
2025	$3,126.00 (+3.54%) Homeowner's exemption	$340,620 (+5.99%)	$355,238 (+4.59%) Land $232,700 Building $122,538
2023	$3,019.00 (-2.08%) Homeowner's exemption	$321,379 (+3%)	$339,657 (+8.86%) Land $187,950 Building $151,707
2022	$3,083.00 Homeowner's exemption	$312,018 Land $150,360 Building $161,658	$312,018 Land $150,360 Building $161,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	318 units insured incl. 200 condo units
Nearby Flood Claims	3 (2015–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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