14892 FM 2178, Olney, TX 76374 Property Records

Archer County property record for 14892 FM 2178, Olney, TX 76374

Property Summary

Property Type	Rural Home
Details	4,025 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on File
Last Sale	$509,500 (Aug 2018)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Oct 2019 Construction Loan Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00826-00075-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00826-00075-00000-000000`
Alternative APN	`6210`

Interior

Building Area	4,025 sqft Living Area
Gross Area	7,889 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Porch	Porch
Porch Area	712 sqft

Location & Zoning

Street Address	14892 FM 2178
City	OLNEY
State	TX
Zip	76374-6267
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BBB&C RR A-826* WM KUNKEL (OLNEY ISD)
Legal Subdivision	W KUNKEL SURVEY ABSTRACT NO 826
Jurisdiction	ARCHER TX
Township / Civil Division	HOLLIDAY
Census Block Group	1
Census Block	1286
Census Tract	20200

Owner

Source: Archer County assessment roll, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Construction Mortgage FIFTH THIRD BANK
Aug 29, 2018	Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	2018146227
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARCHER TX
Property Address	14892 FM 2178, OLNEY, TX 76374-6267
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	148551
Date	Oct 8, 2019
Instrument	148551

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAHAM, TX 76450

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ARCHER TX
Recording Date	Aug 29, 2018
Property Address	14892 FM 2178, OLNEY, TX 76374-6267
Document Number	146227
Instrument Date	Aug 27, 2018
Instrument	146227
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14892 FM 2178, OLNEY, TX 76374-6267

Mortgage

Document Number	146228
Date	Aug 29, 2018
Instrument	146228

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 29, 2019

Tax Assessment & Valuation

Source: Archer County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Archer County
Unified School District	Olney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00 (+347.68%)	$299,500 (+31.25%) Land $6,000 Building $293,500	$299,500 (+31.25%) Land $6,000 Building $293,500
2023		$228,190 Land $5,400 Building $222,790	$228,190 Land $5,400 Building $222,790
2022	$992.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1983–2015)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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