Lapeer County property record for 1489 W Oregon St, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1984 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,900 (Mar 2018) |
| Tax Bill | $1,691 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-31-502-040-00 |
| Primary APN | L21-31-502-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Flooring | Carpet |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Lot Area | 9,060 sqft (0.208 acres) |
| Lot Dimensions | 133 ft deep x 68 ft wide |
| Garage Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1489 W OREGON ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 1 FM |
| Legal Description | CITY OF LAPEER R OREGON TRACE SUB LOT 3 (L=7 P=87 SEC 6, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | CITY OF LAPEER R OREGON TRACE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 337000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1489 W OREGON ST, LAPEER, MI 48446-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on Record |
| Deed Sale | Mar 12, 2018 · Amount on Record |
| Prior Sale | Aug 17, 2006 |
| Deed Book / Page | 2949 / 266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Mar 12, 2018 |
| Property Address | 1489 W OREGON ST, LAPEER, MI 48446-1243 |
| Document Number | 0029490266 |
| Book / Page | 2949 / 266 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 INDIAN LAKE RD, LAKE ORION, MI 48362-1725 |
| Document Number | 0029490268 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 2949/268 |
| Name | GOLD STAR MORTGAGE GROUP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,000 (-2.17%) | $162,000 (-2.17%) | |
| 2025 | $1,691.00 (+14.88%) Homeowner's exemption | $82,800 (+15.97%) | $165,600 (+15.97%) |
| 2023 | $71,400 | $142,800 | |
| 2022 | $1,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1981–1982) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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