1489 Taft Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1489 Taft Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,209 sqft · built 1978
Lot Size	1.23 acres (53,927 sqft)
Owner	Individual Name on Record
Last Sale	$672,000 (Apr 2022)
Tax Bill	$7,055 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Sale & Mortgage + 1 more
APN	`0950000000365`

Property Details

APN / Parcel Number

Primary APN	`0950000000365`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,209 sqft Living Area
1st Floor Area	2,562 sqft
Attic	Attic
Attic Area	650 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,927 sqft (1.23 acres)
Lot Dimensions	441 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	650 sqft

Exterior Amenities

Pool Area	340 sqft
Porch	Slab
Porch Area	100 sqft
Patio Area	340 sqft
Utility Building	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1489 TAFT RD
City	CHESAPEAKE
State	VA
Zip	23322-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	PAR B2 SUB PAR B HERBERT L & B S ANSELL 1.2388 AC
Legal Subdivision	WHOLE MAP 095
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2004
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1489 TAFT RD, CHESAPEAKE, VA 23322-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Jul 27, 2021	Warranty Deed, Transfer ROCK TITLE INC, ROCKET TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	202213502
Deed Book / Page	10549 / 1321
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1489 TAFT RD, CHESAPEAKE, VA 23322-2717
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 TAFT RD, CHESAPEAKE, VA 23322-2717

Mortgage

Document Number	010960/132
Date	Mar 27, 2026
Book Page	10960/132
Instrument	260007586

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 21, 2022
Property Address	1489 TAFT RD, CHESAPEAKE, VA 23322-2717
Document Number	10549/1321
Book / Page	10549 / 1321
Instrument Date	Apr 18, 2022
Instrument	220013502
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 TAFT RD, CHESAPEAKE, VA 23322-2717

Mortgage

Document Number	0220013503
Date	Apr 21, 2022
Instrument	220013503

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 27, 2021
Property Address	1489 TAFT RD, CHESAPEAKE, VA 23322-2717
Document Number	10415/1717
Book / Page	10415 / 1717
Instrument Date	Jul 15, 2021
Instrument	210034173
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ROCK TITLE INC, ROCKET TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 EXPRESSWAY DR, VIRGINIA BEACH, VA 23452-1135
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,600 (+16.34%) Land $188,900 Building $623,700	$812,600 (+16.34%) Land $188,900 Building $623,700
2025	$7,055.00 (+8.32%)	$698,500 (+8.51%) Land $167,400 Building $531,100	$698,500 (+8.51%) Land $167,400 Building $531,100
2024	$6,513.00 (+55.15%)
2023		$643,700 (+7.8%) Land $119,300 Building $524,400	$643,700 (+7.8%) Land $119,300 Building $524,400
2022		$597,100 Land $106,200 Building $490,900	$597,100 Land $106,200 Building $490,900
2019	$4,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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