1489 River Rd, Upper Black Eddy, PA 18972 Property Records

Bucks County property record for 1489 River Rd, Upper Black Eddy, PA 18972

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,040 sqft · built 1992
Lot Size	1.08 acres (47,132 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Dec 2019)
Tax Bill	$12,290 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-008-057`

Property Details

APN / Parcel Number

Primary APN	`03-008-057`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	3,040 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Lot Area	47,132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1489 RIVER RD
City	UPPER BLACK EDDY
State	PA
Zip	18972-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Description	1.082AC ES SR32 893 S OF BRIDGE LN
Legal Block	8
Legal Lot Number	E
Jurisdiction	BUCKS PA
Township / Civil Division	BRIDGETON
Census Block Group	1
Census Block	1002
Census Tract	103800

Owner

1489 River Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Bucks County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1489 RIVER RD, UPPER BLACK EDDY, PA 18972-9757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 12, 2019	Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Prior Sale	Sep 8, 1982 · Amount on File
Deed Document Number	201972175
Prior Transfer Date	Dec 14, 2006
Prior Transfer Doc	0052381347
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCKS PA
Property Address	1489 RIVER RD, UPPER BLACK EDDY, PA 18972-9757
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063518
Date	Jul 8, 2021
Instrument	2021063518

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCKS PA
Recording Date	Dec 12, 2019
Property Address	1489 RIVER RD, UPPER BLACK EDDY, PA 18972-9757
Document Number	0000072175
Instrument Date	Dec 12, 2019
Instrument	2019072175
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 RIVER RD, UPPER BLACK EDDY, PA 18972-9757

Mortgage

Document Number	0000072176
Date	Dec 12, 2019
Instrument	2019072176

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2035
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1489 River Rd was $12,290, up 1% from the year before.

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bucks County
County Subdivision	Bridgeton Township
Unified School District	Palisades School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,510 (-) Land $12,800 Building $67,710
2025	$12,290.00 (+0.97%)	$80,510 (-) Land $12,800 Building $67,710
2024	$12,172.00	$80,510 Land $12,800 Building $67,710
1972			$1,102,872 Land $175,342 Building $927,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1489 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 individual policies
Nearby Flood Policies	53 units insured incl. 4 condo units
Nearby Flood Claims	198 (1996–2023)
Claims Outside the SFHA	4 of 198
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2006 · 65 claims Severe Storms And Flooding, Apr 2005 · 83 claims Tropical Depression Ivan, Sep 2004 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1489 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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