Carroll County property record for 1489 Reedside Dr, Fancy Gap, VA 24328
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.962 acres (41,905 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $759 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-A-1A |
| Primary APN | 114-A-1A |
|---|---|
| Alternative APN |
|
| Lot Area | 41,905 sqft (0.962 acres) |
|---|
| Account Number | 27262 |
|---|---|
| Street Address | 1489 REEDSIDE DR |
| City | FANCY GAP |
| State | VA |
| Zip | 24328-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RDS 704 & 697 |
| Legal Subdivision | DONALD V SEMONES CLS |
| Jurisdiction | CARROLL VA |
| Township / Civil Division | PIPER GAP |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 80402 |
Source: Carroll County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1489 REEDSIDE DR, FANCY GAP, VA 24328-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 11, 2018 | Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL VA |
| Property Address | 1489 REEDSIDE DR, FANCY GAP, VA 24328-2520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001198/873 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 1198/873 |
| Instrument | 220002730 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 14, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL VA |
| Property Address | 1489 REEDSIDE DR, FANCY GAP, VA 24328-2520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1095/0661 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 1095/0661 |
| Instrument | 1802987 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2033 |
Source: Carroll County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $759.00 | $154,900 (-) Land $22,000 Building $132,900 | $154,900 (-) Land $22,000 Building $132,900 |
| 2025 | $759.00 (+33.63%) | $154,900 (+60.85%) Land $22,000 Building $132,900 | $154,900 (+60.85%) Land $22,000 Building $132,900 |
| 2023 | $568.00 | $96,300 Land $17,000 Building $79,300 | $96,300 Land $17,000 Building $79,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 86% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
| Fastlink Communications Fixed Wireless | 100 / 25 |
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