1489 Heritage Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1489 Heritage Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,409 sqft · built 2003
Lot Size	0.198 acres (8,615 sqft)
Owner	Individual Name on Record
Last Sale	$978,000 (Oct 2015)
Tax Bill	$15,877 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-700-21-00`

Property Details

APN / Parcel Number

Primary APN	`254-700-21-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,409 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,615 sqft (0.198 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1489 HERITAGE LN
City	ENCINITAS
State	CA
Zip	92024-2381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 21 TR 014257
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014257
Legal Block	2
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1489 HERITAGE LN, ENCINITAS, CA 92024-2381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Nov 20, 2020	Deed of Trust, Mortgage FUNDLOANS CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2015 · Amount on Record
Deed Sale	Oct 22, 2015 · Amount on Record
Prior Sale	Oct 17, 2003 · Amount on Record
Deed Document Number	2015553891
Prior Transfer Date	Oct 13, 2003
Prior Transfer Doc	0001279134
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1489 HERITAGE LN, ENCINITAS, CA 92024-2381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218346
Date	Apr 29, 2020
Instrument	2020-0218346

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1489 HERITAGE LN, ENCINITAS, CA 92024-2381
Document Number	0000760508
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 HERITAGE LN ENCINITAS CA 920242381, ENCINITAS, CA 92024-2381

Mortgage

Document Number	0000760508
Date	Nov 30, 2020
Instrument	760508

Lender

Name	FUNDLOANS CAP
Address	662 ENCINITAS BLVD # 270, ENCINITAS, CA 92024-6792

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,210,126 (+2%) Land $607,623 Building $602,503
2025	$15,877.00 (+6.04%) Homeowner's exemption	$1,186,399 (+4.04%) Land $595,709 Building $590,690
2023	$14,972.00 (+4.36%) Homeowner's exemption	$1,140,331 Land $572,578 Building $567,753
2022	$14,346.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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