1489 Heather Ct, Davis, IL 61019 Property Records

Winnebago County property record for 1489 Heather Ct, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,638 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-426-013`

Property Details

APN / Parcel Number

Primary APN	`05-06-426-013`
Alternative APNs	`506426013` `330A416A`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Account Number	330A416A
Street Address	1489 HEATHER CT
City	DAVIS
State	IL
Zip	61019-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1489
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1489
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1007
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1489 HEATHER CT, DAVIS, IL 61019-9646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 3, 2023	Deed of Trust, Mortgage HUD
Oct 11, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026
Deed Sale	Mar 11, 2026
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	20266097
Prior Transfer Date	Mar 6, 2026
Prior Transfer Doc	0000006097
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 11, 2026
Property Address	1489 HEATHER CT, DAVIS, IL 61019-9646
Document Number	0000006097
Map Reference	PB 32 PG 262-270
Instrument Date	Mar 9, 2026
Instrument	2606097
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	QS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1489 HEATHER CT, DAVIS, IL 61019-9646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 HEATHER CT, DAVIS, IL 61019-9646

Mortgage

Document Number	0000006098
Date	Mar 11, 2026
Instrument	2606098

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1489 HEATHER CT, DAVIS, IL 61019-9646
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017484
Date	Aug 3, 2023
Instrument	2317484

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 11, 2017
Property Address	1489 HEATHER CT, DAVIS, IL 61019-9646
Document Number	0001032593
Instrument Date	Sep 27, 2017
Instrument	1032593
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 HEATHER CT DAVIS IL 610199646, DAVIS, IL 61019-9646

Mortgage

Document Number	1032594
Date	Oct 11, 2017
Instrument	1032594

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,638.00 (+3.41%) Homeowner's exemption	$87,224 (+10.73%) Land $10,948 Building $76,276	$261,672 (+10.73%) Land $32,844 Building $228,828
2024	$5,452.00	$78,772 (+32.11%) Land $9,887 Building $68,885	$236,316 (+32.11%) Land $29,661 Building $206,655
2022	Homeowner's exemption	$59,627 Land $7,560 Building $52,067	$178,881 Land $22,680 Building $156,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: JCWIFI.com.

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