1489 Flagstone Dr, Dyer, IN 46311 Property Records

Lake County property record for 1489 Flagstone Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,551 sqft · built 2010
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jul 2023)
Tax Bill	$4,540 (2024)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0459-0013`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0459-0013`
Alternative APN	`45-11-07-426-026.000-034`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,551 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	2,612 sqft
Basement Area	1,096 sqft
Finished Basement	939 sqft
Unfinished Basement	157 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	150 ft deep x 84 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1489 FLAGSTONE DR
City	DYER
State	IN
Zip	46311-2294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSTONE SUB PHASE 4 LOT 100
Legal Subdivision	HEARTHSTONE SUB
Legal Phase	4
Legal Lot Number	100
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2001
Census Tract	42804

Owner

1489 Flagstone Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Lake County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1489 FLAGSTONE DR, DYER, IN 46311-2294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 7, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Jul 20, 2020	Quit Claim Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Feb 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Jul 20, 2020 · Amount on File
Deed Document Number	2023521553
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0000046126
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	May 13, 2026
Property Address	1489 FLAGSTONE DR, DYER, IN 46311-2294
Document Number	0000519352
Instrument Date	May 8, 2026
Instrument	2026519352
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 FLAGSTONE DR, DYER, IN 46311-2294

Mortgage

Document Number	0000519352,
Date	May 13, 2026
Instrument	2026519352

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 7, 2023
Property Address	1489 FLAGSTONE DR, DYER, IN 46311-2294
Document Number	0000021553
Map Reference	MB 102 PG 57
Instrument Date	Jul 6, 2023
Instrument	2023-521553
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 FLAGSTONE DR, DYER, IN 46311-2294

Mortgage

Document Number	0000021554
Date	Jul 7, 2023
Instrument	2023-521554

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 20, 2020
Property Address	1489 FLAGSTONE DR, DYER, IN 46311-2294
Document Number	0000046127
Map Reference	MB 102 PG 57
Instrument Date	Jun 18, 2020
Instrument	2020 046127
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 FLAGSTONE DR, DYER, IN 46311-2294

Mortgage

Document Number	0000046128
Date	Jul 20, 2020
Instrument	2020 046128

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jul 20, 2020
Property Address	1489 FLAGSTONE DR, DYER, IN 46311-2294
Document Number	0000046126
Instrument Date	Jun 18, 2020
Instrument	46126
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1489 FLAGSTONE DR DYER IN 463112294, DYER, IN 46311-2294

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Feb 7, 2019
Property Address	1489 FLAGSTONE DR, DYER, IN 46311-2294
Document Number	0000008336
Instrument Date	Feb 7, 2019
Instrument	8336
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1489 FLAGSTONE DR DYER IN 463112294, DYER, IN 46311-2294

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$466,400 Land $83,600 Building $382,800	$466,400 Land $83,600 Building $382,800
2024	$4,540.00
2023		$391,300 (+3.06%) Land $83,600 Building $307,700	$391,300 (+3.06%) Land $83,600 Building $307,700
2022	$4,636.00 (+1.71%) Homeowner's exemption	$379,700 Land $83,600 Building $296,100	$379,700 Land $83,600 Building $296,100
2021	$4,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1489 Flagstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1489 Flagstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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