14888 Cornelius Ln, Dow, IL 62022 Property Records

Jersey County property record for 14888 Cornelius Ln, Dow, IL 62022

Property Summary

Property Type	Rural Home
Details	1,376 sqft · built 1948
Lot Size	10 acres (437,342 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Feb 2023)
Tax Bill	$4,013 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-003-002-50`

Property Details

APN / Parcel Number

Primary APN	`01-003-002-50`
Alternative APN	`003-002-50`

Interior

Stories	1 Story
Building Area	1,376 sqft Total Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	437,342 sqft (10 acres)

Location & Zoning

Account Number	003-002-50
Street Address	14888 CORNELIUS LN
City	DOW
State	IL
Zip	62022-3208
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT N1/2 NE1/4 E OF HWY NO SALES 1948 1STY/BSMT 1376SQ
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	2
Census Block	2041
Census Tract	10300

Owner

Source: Jersey County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14888 CORNELIUS LN, DOW, IL 62022-3208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 6, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMETRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	2023170270
Last Transfer Date	Sep 3, 2026
Transfer Doc	0000181129
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Sep 15, 2026
Property Address	14888 CORNELIUS LN, DOW, IL 62022-3208
Document Number	0000181129
Instrument Date	Sep 3, 2026
Instrument	2026181129
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14888 CORNELIUS LN, DOW, IL 62022-3208

Mortgage

Document Number	0000181130,
Date	Sep 15, 2026
Instrument	2026181130

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Feb 6, 2023
Property Address	14888 CORNELIUS LN, DOW, IL 62022-3208
Document Number	202300170270
Instrument Date	Jan 30, 2023
Instrument	202300170270
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202300170271
Date	Feb 6, 2023
Instrument	202300170271

Lender

Name	HOMETRUST MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,013.00 (+53.05%)	$75,165 (+81.38%) Land $8,755 Building $66,410	$225,495 (+103.26%) Land $26,265 Building $199,230
2024	$2,622.00 (+50.69%)
2022	$1,740.00 Homeowner's exemption Senior Citizen's exemption	$41,440 Land $6,180 Building $35,260
2019			$110,940 Land $14,895 Building $96,045

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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